Looking for a health insurance alternative?
Health insurance premiums are insane these days. When I first started my career, I was fortunate enough to have employer-covered health insurance — I didn’t have to worry about anything. However, a couple years ago, I decided to become a freelancer and was shocked to discover what my options were.
Initially, I was offered my same insurance, only I had to pay for it this time. This sounded great until I learned that it would be $1,600 a month for two, young, healthy people. After dismissing this option, I went to my insurance agent to check out Obamacare options…..these were terrible too. I was looking at $800 a month for terrible coverage and even worse deductible.
I was almost ready to go without insurance and just pay the tax penalty each year. That was until I came across healthsharing ministries.
Healthsharing Ministries: Top Health Insurance Alternatives
A physician that was a friend of my family first told me about healthsharing ministries. At first, I was 100% skeptical. Plus, I didn’t attend church regularly so wasn’t sure if I would be accepted in.
I did as much research as I could online for each of the 6 major healthsharing ministries, but I could only find marketing material. Sure, everything they were saying sounded great, but I didn’t want to depend on stuff that was coming straight from them. I spoke with some other physicians, family members, and friends — no one had heard of these healthsharing ministries. Was this thing a scam of some sort? Like most other services I use, I normally read some reviews online before giving them my money. I couldn’t do this with healthsharing organizations.
Check Out Reviews Of Various Healthsharing Ministries
Solidarity HealthShare is a health care sharing ministry of Melita Christian Fellowship Hospital Aid Plan
- Solidarity is less than 10 years old, but it formed with the help of a much older HealthShare (Liberty)
- Extremely slow payments (as of Dec. 2020); some members waited months
What Is Healthsharing Reviews?
I ended up taking a chance and signed up for Liberty Healthshare. It was one of the best decisions I have ever made. And while everything turned out great for me, I still didn’t want others to have that doubt when looking into healthsharing. This is why I’ve created Healthsharing Reviews. HSR is a place where non-members can come and read reviews, opinions, and experiences from members that are actually a part of these ministries.
We also created a Facebook group where we are trying to build up a community of members and non-members to discuss anything related to healthshares. It also gives non-members a chance to connect with members and ask them specific questions about specific ministries. We invite you to join!