Looking for a health insurance alternative?



Health insurance premiums are insane these days. When I first started my career, I was fortunate enough to have employer-covered health insurance — I didn’t have to worry about anything. However, a couple years ago, I decided to become a freelancer and was shocked to discover what my options were.

Initially, I was offered my same insurance, only I had to pay for it this time. This sounded great until I learned that it would be $1,600 a month for two, young, healthy people. After dismissing this option, I went to my insurance agent to check out Obamacare options…..these were terrible too. I was looking at $800 a month for terrible coverage and even worse deductible.

I was almost ready to go without insurance and just pay the tax penalty each year. That was until I came across healthsharing ministries.


Healthsharing Ministries: Top Health Insurance Alternatives

A physician that was a friend of my family first told me about healthsharing ministries. At first, I was 100% skeptical. Plus, I didn’t attend church regularly so wasn’t sure if I would be accepted in.

I did as much research as I could online for each of the 6 major healthsharing ministries, but I could only find marketing material. Sure, everything they were saying sounded great, but I didn’t want to depend on stuff that was coming straight from them. I spoke with some other physicians, family members, and friends — no one had heard of these healthsharing ministries. Was this thing a scam of some sort? Like most other services I use, I normally read some reviews online before giving them my money. I couldn’t do this with healthsharing organizations.


Check Out Reviews Of Various Healthsharing Ministries


Zion Health is Top Rated
Zion Health

Zion Health is a fairly new healthshare based out of Utah. They offer super cheap plans and even Direct Primary Care memberships.

  • Great customer service
  • Young company (est. 2019)
OneShare Health is Top Rated
OneShare Health

Formerly named Kingdom HealthShare Ministries, OneShare Health is a faith-based medical cost-sharing program.

  • Attentive, kind customer service
  • Lifetime sharing limit ($1,000,000)
Samaritan Ministries

Samaritan Ministries is pretty similar to all the other health sharing as far as how it works.

  • Well established program (over 25 years)
  • Strict member requirements
Altrua HealthShare

Altrua Healthshare seems to be one of the newest healthsharing ministries out there. And it looks like they are bringing..

  • Well established (over 20 years)
  • Relatively strict guidelines
Christian Healthcare Ministries

CHM is one of the oldest and most popular health sharing ministries in the United States.

  • One of the oldest HealthShares in the country (founded in 1981)
  • Some reviews say that reimbursement takes several months
Solidarity Healthshare

Solidarity HealthShare is a health care sharing ministry of Melita Christian Fellowship Hospital Aid Plan

  • Solidarity is less than 10 years old, but it formed with the help of a much older HealthShare (Liberty)
  • Extremely slow payments (as of Dec. 2020); some members waited months


What Is Healthsharing Reviews?

I ended up taking a chance and signed up for Liberty Healthshare. It was one of the best decisions I have ever made. And while everything turned out great for me, I still didn’t want others to have that doubt when looking into healthsharing. This is why I’ve created Healthsharing Reviews. HSR is a place where non-members can come and read reviews, opinions, and experiences from members that are actually a part of these ministries.

We also created a Facebook group where we are trying to build up a community of members and non-members to discuss anything related to healthshares. It also gives non-members a chance to connect with members and ask them specific questions about specific ministries. We invite you to join!


Healthsaring reviews