About
Zion HealthShare offers affordable memberships and works with Direct Primary Care providers.
Samaritan Ministries offers financial, emotional, and spiritual support through member-to-member sharing.
CHM is one of the oldest and most popular health sharing ministries in the United States.
Pros
• Great customer service
• Clear membership guidelines
• No annual or lifetime limits
• Fast turnaround time (5-14 days)
• Well established program (30+ years)
• No provider networks
• Responsive customer service and detailed website
• One of the oldest health shares in the country (founded in 1981)
• Online member portal with helpful resources
• Sharing for members 65 years and over
• Generous maternity program
Cons
• 6-month maternity waiting period
• Must be under age 65
• Strict member requirements
• Sharing limits per need ($247,500-$250,000)
• Long turnaround times (60–90 days)
• Some reviews say that reimbursement takes several months
• Mixed reviews about customer service
• Reimbursements are sent by mail only (no online/portal option)
