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I’ve been running Healthsharing Reviews for a couple of years now, and lately I keep hearing from more and more people praising Zion Health. I’ve heard so many good things about it that I decided to go ahead and put together a review for Zion Health. Let’s jump right in!
The first thing I felt when I saw their website: 😍😍😍 Next to Altrua HealthShare, Zion Health has probably the best design for a HealthShare website. This may not say much to your average visitor, but to me, this tells me that they are dedicated to delivering great customer experience. And that customer experience starts with your website. So, kudos to you, Zion!
Now, let’s talk about the HealthShare itself.
Below, you can find a video with an overview of what Zion Health does and how it works
All in all, Zion Health is going to be pretty similar to the rest of the HealthShares. You’ll have a monthly contribution amount which is what you will pay each month to be a member, and then you’ll have an “Initial Unshareable Amount” or IUA. The Initial Unshareable Amount (IUA) is similar to Liberty’s Annual Unshared Amount. This is the amount that you will be responsible for paying out of pocket per need before your medical bills can be shared into Zion Health.
There are three different IUAs to choose from with Zion: $1,000, $2,500, and $5,000. The IUA that you choose will dictate how much your monthly contribution amount will be.
One of the biggest things that makes Zion Health stand out from the rest of the pack is the fact that there are no annual caps! This is pretty amazing. Most HealthShares will have some kind of limit per incident you have, or per membership year, but not Zion Health. Wow!
Zion Health’s has a few different membership options. Most members will be on the Zion Health Direct Membership, but some may have access to a membership through their employer, and still others might decide to combine a Zion Health membership with their DPC membership.
Zion Health’s Direct Membership is comparable to the other HealthShares and will work pretty similarly. Your actual monthly price will depend on your age, number of members in your household, and your chosen IUA.
If you go to Zion Health’s Direct Membership page, you can use the chart to see what the prices are like for different age groups. As you will see, a single person between 18 and 29 that opts to have a $5,000 IUA would only have to pay $103 a month—that is crazy cheap!
Zion Health continues to set itself apart from the other HealthShares by offering members the ability to link their Direct Primary Care (DPC) membership with a Zion Health membership. So, if you are a fan of direct primary care, Zion might be a great option for you!
Worksite memberships are another thing that I haven’t really seen with other HealthShares. Essentially, Worksite Memberships are a way for companies to provide Zion Health as a benefit option for their employees—this is pretty awesome!
Pricing for both Direct Primary Care Memberships and Worksite Memberships are priced as their “Essential Membership,” and rates are reduced slightly for the group discount. This membership also has add-on features that let members choose what services they want to share.
With their emphasis on customer service and no wait times for calls, it’s best just to reach out to them if you’re interested in providing Zion Health to your workplace.
Zion Health provides an online way to submit “needs requests,” and they also have a member portal where members may submit requests. Typically though, members can use their Member ID card to let their provider send bills directly to Zion Health by mail or electronic (EDI) means.
This is pretty cool because if the provider does the legwork, the member doesn’t have too much to do. Also, according to their website, Zion Health will negotiate costs with providers, which can save a lot of money.
Signing up for Zion Health seems pretty straight forward. You can head to their website to look at quotes and get enrolled. If you sign up online, you actually sign up. You won’t have to wait for someone to get back to you. A digital ID card will be sent to you by email and then your ID card is sent by mail. Pretty easy.
You can also reach out to a Healthsharing Review rep that can help you compare different HealthShares and different plans so that you find the best fit for you and your family!
Talk to actual members