Healthsharing Reviews is not affiliated in any way with Zion Health and Healthsharing Reviews does not endorse any products or services offered by Zion Health nor is Healthsharing Reviews sponsored in any way by Zion Health.
We’ve been hearing great things about Zion Health for a while now. In fact, you’ll often see Zion Health listed in either first or second place on this review site. Let’s jump right in and see what Zion Health is all about and why people seem to like it so much!
The first thing we felt when we saw their website: 😍😍😍 Next to Altrua HealthShare, Zion Health has probably the best design for a HealthShare website. This may not say much to your average visitor, but to us, this says that they are dedicated to delivering a great customer experience. And that customer experience starts with your website. So, kudos to you, Zion!
Now, let’s talk about the HealthShare itself.
All in all, Zion Health is going to be pretty similar to the rest of the HealthShares. You’ll have a monthly contribution amount which is what you will pay each month to be a member, and then you’ll have an “Initial Unshareable Amount” or IUA. The Initial Unshareable Amount (IUA) is the amount that you will be responsible for paying out of pocket per need before your medical bills can be shared into Zion Health.
There are three different IUAs to choose from with Zion: $1,000, $2,500, and $5,000. The IUA that you choose will dictate how much your monthly contribution amount will be.
One of the biggest things that makes Zion Health stand out from the rest of the pack is the fact that there are no annual or lifetime caps! This is pretty amazing. Most HealthShares will have some kind of limit per incident you have, or per membership year, but not Zion Health. Wow!
Zion Health’s has different membership options that fall under “Direct” or “Essential.” Most members will be on the Zion Health Direct Membership, but some may have access to an Essential membership through their employer, and still others might decide to combine a Zion Health Essential membership with their DPC membership.
Zion Health’s Direct Membership is comparable to some other HealthShares and will work pretty similarly. Your actual monthly price will depend on your age, number of members in your household, and your chosen IUA.
If you go to Zion Health’s Direct Membership page, you can use the chart to see what the prices are like for different age groups. As you will see, a single person between 18 and 29 that opts to have a $5,000 IUA would only have to pay $103 a month—that is super affordable!
Zion Health continues to set itself apart from the other HealthShares by offering members the ability to link their Direct Primary Care (DPC) membership with a Zion Health membership. This membership is just priced as the Essential membership, but you enroll through a special DPC enrollment page. So, if you are a fan of direct primary care, Zion might be a great option for you!
Worksite memberships are another thing that we haven’t really seen with other HealthShares. Essentially, worksite memberships are a way for companies to provide Zion Health as a benefit option for their employees—this is pretty awesome!
Worksite memberships are priced as their “Essential Membership.” This membership also has add-on features that members can choose from to select what services they want.
With their emphasis on customer service and no wait times for calls, it’s best just to reach out to them if you’re interested in providing Zion Health to your workplace.
Zion Health provides an online way to submit “needs requests,” and they also have a member portal where members may submit requests. Typically, though, members can use their Member ID card to let their provider send bills directly to Zion Health by mail or electronic (EDI) means.
This is pretty cool because if the provider does the legwork, the member doesn’t have too much to do. Also, according to their website, Zion Health will negotiate costs with providers. In fact, starting in 2022 they are launching a whole service dedicated to helping members get the best care for the best prices. This Zion Health Medical Advocacy Service will seriously help save members time and money. Well done!
Signing up for Zion Health seems pretty straight forward. You can head to their website to look at quotes and get enrolled. If you sign up online, you actually sign up. You won’t have to wait for someone to get back to you. A digital ID card will be sent to you by email and then your paper ID card is sent by mail. Pretty easy.
You can also reach out to a Healthsharing Review rep that can help you compare different HealthShares and different plans so that you find the best fit for you and your family!
Talk to actual members