Zion Healthshare Review
Zion Healthshare Review is Top Rated
Top Rated
Cheap
Visit Zion Health's website

Healthsharing Reviews is not affiliated in any way with Zion HealthShare and Healthsharing Reviews does not endorse any products or services offered by Zion HealthShare nor is Healthsharing Reviews sponsored in any way by Zion HealthShare.

 

Zion Healthshare Review


Read reviews on other healthshares

United Refuah Healthshare
0
Zion Healthshare
4.8
OneShare Health
3.1
Samaritan Ministries
3.3
Altrua HealthShare
2.7
Christian Healthcare Ministries
2.6
Solidarity Healthshare
1.9
Liberty Healthshare
1.4
Sedera Health
5

Zion HealthShare

Zion HealthShare, based in Saint George, Utah (you know, right outside Zion National Park), was founded in 2019 as a response to the overly-exclusive nature of other healthshares. Zion was one of the earliest secular healthshares, and has grown to include members in all 50 states. Although Zion HealthShare acknowledges a higher power, they don’t require statements of faith or evidence of worship from their members. The core values of the Zion HealthShare community include living a healthy lifestyle, caring for others in the community, and avoiding harmful habits such as substance abuse. People of any faith, or no faith, are welcome to join as long as they commit to those values.

How does Zion HealthShare work?

Zion is a little interesting because, depending on a few factors, Zion memberships can sometimes be combined with base health plans or direct primary care (DPC) memberships. We aren’t certain how that would change the pricing, and most people signing up for Zion HealthShare directly (e.g. not through an employer) would receive the Zion-only membership anyway, so for the sake of this review we’ll only focus on costs and plan designs for a pure Zion HealthShare membership.

With that said, we really like that Zion seems willing to work so closely with DPC clinics. The whole point of preventive care is preventing more serious health problems from showing up, so it’s great that they’re encouraging their members to use those services.

Like other healthshares, Zion HealthShare focuses on sharing bills for large, unexpected medical events. Also like other healthshares, they keep costs down by restricting which bills are eligible for sharing and limiting sharing for pre-existing conditions. However, the waiting period for sharing in those conditions is shorter than some companies’ at one year. Additionally, the allowed sharing amount for those needs increases year by year, up to a maximum of $125,00 per need. There’s one more bit of good news, too; Zion’s member guidelines are really thorough and seem to do a good job explaining which costs would, and would not, be eligible for sharing.

Programs

Again, we’re only looking at programs and pricing for people signing up directly, not through their job or DPC clinic. Per the Zion Healthshare website, “monthly rates are determined by the member’s age, household size, and chosen Initial Unshareable Amount (IUA).” Zion offers 3 age ranges: 18-29, 30-49, and 50-64. They also offer 3 IUA brackets: $1,000, $2,500, and $5,000. Individual prices range as follows, depending on the member’s age:

  • $1,000 IUA ($185-$268)
  • $2,500 IUA ($130-$240)
  • $5,000 IUA ($103-$185)

Here’s a more thorough overview of the top Zion HealthShare membership tier:

Chart showing the most expensive options for Zion memberships (age bracket 50-64), Costs range from a single member with a $5,000 IUA, paying $185 per month, to a family with a $1,000 IUA paying $790 per month.

One thing to remember about Zion HealthShare is that members owe their IUA per-incident. Unlike a deductible, paid annually, Zion members pay their IUA multiple times (up to 3 in a membership year). This means that a member who chose a $1,000 IUA would owe up to $3,000 annually; one who chose a $5,000 IUA could pay $15,000 in a year if they were really unlucky and needed help with multiple issues during that year.

Fortunately, related costs are included as part of one need. For example, a broken arm could include sharing for the urgent care visit, setting the cast, follow-up appointments, short-term medication, and even physical therapy. With the Zion HealthShare model, all those services would be shareable under one need–the broken arm.

Submitting bills

Zion HealthShare both reimburses members and bills providers directly. Recent reviews indicate that Zion is moving more towards reimbursement, but member comments make it seem that this is more due to providers being unwilling to work with healthshares than Zion HealthShare being unwilling to pay directly. Members should present themselves to providers as self-pay patients to get the self-pay discount, since Zion HealthShare is not insurance and doesn’t have contracted rates for facilities or providers. In fact, they don’t use a provider network at all.

Members should submit itemized bills, receipts, and all other relevant documentation to Zion HealthShare electronically.

How do I sign up?

You can apply to Zion HealthShare here.

Alternatives to Zion HealthShare

Right now, only one major healthshare is really similar to Zion HealthShare, and that company is Sedera. Sedera also receives excellent member reviews, has no faith requirements, and can partner with base health plans and (we think) DPCs since their website includes a DPC finder. Prospective members trying to decide between the two should carefully review member guidelines to see if one might work better for their specific health needs.

Notice: As of March 1, 2022, Zion HealthShare is not accepting new members in Washington State. We’ll update when this changes.

 

 

Healthsaring reviews

Leave a review!

Are you a member of Zion HealthShare? Please leave a review below!

 

Review Guidelines:
Good reviews say what bill-sharing and finding providers is actually like. Reviews simply stating that a company had great customer service aren’t helpful, especially with no additional details. Reviews stating negatives like “this company is a scam” with no other information also don’t help our readers. Please share more! We want to know if your providers would work with the healthshare, if it was a hassle to submit bills, if it was easy to get answers to your questions, and if eligible needs were paid quickly. 

Visit Zion Health's website

Overall review score

4.8
190 reviews

Leave Your Review

  • Review Score
    0.0

Reviews

S
Sandra P
September 28, 2022 @ 13:01
4.0  

Zion Health is quicker to respond than the last health care I was with, but they didnt help with negotiating prices like I was used to.

D
Denise Frank
September 23, 2022 @ 08:24
5.0  

Everything went perfectly. I submitted my request 2 weeks ahead, for my upcoming exam with the price quoted by my Doctor. Having a credit card to pay for the exam on the same day was great!
Thank you!
Denise

K
Keith S
September 7, 2022 @ 07:30
5.0  

Zion Health Share has been easy to work with. When I call in they are always happy and willing to help. They have made the process simple to follow and know what the next step will be.I would recomend Zion to everyone.

J
JR
September 4, 2022 @ 08:47
5.0  

Great all around. Recently had an unexpected heart attack (I’m younger and didn’t have any prior conditions) and they paid the bills after my share amount exactly as stated on their website.

N
Nancy H
August 31, 2022 @ 14:32
5.0  

I have been a member for almost a year. I had to open up a sharing need with Zion. They were really nice and were very helpful. This helped take the stress off of me. I would recomend Zion Health Share to everyone.

A
Ashley S.
August 22, 2022 @ 14:44
5.0  

Our experience with Zion Health was amazing! It was a great community to be included in, and any time we had a question they were always very quick and helpful to respond. We have truly enjoyed our membership here.

J
Jancy W.
August 19, 2022 @ 17:39
5.0  

They are really easy to reach and are helpful. They have been fast with reimbursements. They prepaid my Maternity bills so I didn’t have to be out of pocket

T
Tim Holland
August 19, 2022 @ 15:18
5.0  

Let me preface this review with a little bit of my background. I am a Revenue Cycle/Healthcare Professional with almost 20 years of experience at various levels, which includes: entry level employment, mid-level leadership, executive leadership, and, most recently, Revenue Cycle consulting. On almost a daily basis, I interact with various forms of health insurance including traditional, health-sharing, third-party liability, and many others.

With all of the above being said, my most recent experiences with Zion in both my professional and personal capacities have been nothing short of phenomenal.

My normally very healthy family has recently had a string of bad luck which landed three of my five family members in the ER in less than nine months and a needed, but unexpected ankle surgery for myself. We had just made the switch from traditional medical insurance to Zion and apparently had some strangely unconscious desire to test the limits of both Zion’s generosity and capabilities.

Zion surpassed all of my expectations with flying colors. From the ease of the Needs submission process to the great kindness and professionalism of Zion’s team members, I do not have a bad thing to say.

For my last point:

To the Zion Executive Leadership Team:
1. Please keep doing what you’re doing. More and more, your services will be needed in the US and the tumultuous environment that is the US Healthcare System.
2. Give Mindy Larsen a bonus, a raise, and a promotion (she deserves all three). Mindy was professional, patient, kind, understanding, and knowledgeable – qualities that are increasingly hard to come by in the professional word. She did an outstanding job with me, my million questions, and my sometimes annoying (I really know it can be) meticulous attention to detail. Mindy’s obviously a keepr.

Great job Zion – I wish you nothing but success…because your organization’s success directly correlates to a patient’s success.

Let me preface this review with a little bit of my background. I am a Revenue Cycle/Healthcare Professional with almost 20 years of experience at various levels, which includes: entry level employment, mid-level leadership, executive leadership, an..
More
H
Howard W
August 18, 2022 @ 16:27
5.0  

they are very helpful, kind and polite. they got a check-in the main to us very quickly. This is what people really need when the chips are down and there is an emergency.

B
Brenda G.
August 18, 2022 @ 15:06
5.0  

Ive been very pleased with Zion Healthshare. My husbands reimbursement came in a timely manner. Employees are very knowledgeable and helpful.

J
Jennifer M.
August 17, 2022 @ 11:12
5.0  

Zion HealthShare has been very easy to use and the phone support is so good! I also love the Teladoc services its been really east to use.

L
Linda
August 16, 2022 @ 16:16
5.0  

As a member of Zion HealthShare, I am amazed at the help and efficiency that I have received in making my doctor’s appointments and payments easily done through Zion HealthShare! Had it not been for my former employer I never would of heard of Zion HealthShare. Zion HealthShare has provided me with affordable healthcare while allowing me to keep all of my physicians which is why I highly recommend Zion HealthShare to anybody I can.

As a member of Zion HealthShare, I am amazed at the help and efficiency that I have received in making my doctor’s appointments and payments easily done through Zion HealthShare! Had it not been for my former employer I never would of heard of ..
More
J
Jaime Nardecchia
August 15, 2022 @ 19:26
5.0  

Zion has been one of the best decisions we have made for our family. My husband and I haven’t been happy with the traditional healthcare system for a long time and we are so relieved we found Zion for our needs. We would recommend this company to anyone.

Zion has been one of the best decisions we have made for our family. My husband and I haven’t been happy with the traditional healthcare system for a long time and we are so relieved we found Zion for our needs. We would recommend this company to a..
More
J
Jamie N
August 15, 2022 @ 12:09
5.0  

My Mammogram was completely shared, there were no problems at all. My husband has his own business, and we were just saying that this is a great thing for our family. Zion Healthshare is way better than standard insurance.

A
Anna A
August 11, 2022 @ 10:56
5.0  

Because of Zion HealthShare I was able to find my DPC who has been such a wonderful doctor I am very grateful I was able to find him. The customer service with Zion HealthShare is quick and efficient.

W
Wendy S
August 10, 2022 @ 04:40
5.0  

Zion Health makes the entire process from start to finish easier than any other company I have worked with. They are automated yet you have great access to the team. They are responsive and provide members with excellent details on all benefits which include a number of annual teledoc appointments with no copays. The pricing is outstanding and your ability to choose any doctor or utilize their discounted bluebook MDs is a great advantage.

Zion Health makes the entire process from start to finish easier than any other company I have worked with. They are automated yet you have great access to the team. They are responsive and provide members with excellent details on all benefits which..
More
B
Beverly
August 5, 2022 @ 07:49
5.0  

Being a member of Zion Health has given me peace of mind. I only got sick one time (with Covid) during the time I was a member and all of the staff were very helpful.

S
Steven H.
August 4, 2022 @ 13:29
5.0  

The member care agents were knowledgeable and paid attention to my questions. They directed me to the procedures I will need to follow and offered to assist in filling out paperwork.

S
Steve Taylor
August 2, 2022 @ 16:14
5.0  

I’ve been a Zion member now for almost 18 months and my experience has been fantastic. Each interaction I have with the team at Zion is positive, helpful and they do what they say they are going do. I always get a phone call and voicemail as a followup to whatever question I have. I highly recommend Zion to anyone that is seeking a reputable health sharing organization. Zion has exceeded my expectations!

I’ve been a Zion member now for almost 18 months and my experience has been fantastic. Each interaction I have with the team at Zion is positive, helpful and they do what they say they are going do. I always get a phone call and voicemail as a foll..
More
R
RONALD
July 29, 2022 @ 09:36
5.0  

My wife had knee surgery and everyhing went smooth, when we had to use the service it always went very smooth and easy, The communication was always great! They never tried to contest the charges, Zion health always kept their word and paid our medical bills in a timely manner. We would recommend Zion Health to all our Families and Friends.

My wife had knee surgery and everyhing went smooth, when we had to use the service it always went very smooth and easy, The communication was always great! They never tried to contest the charges, Zion health always kept their word and paid our medic..
More
E
Erin B
July 28, 2022 @ 14:57
5.0  

Ive been happy with Zion Health. A friend has a different provider, and they had to pay for an entire surgery up front and hope tp be reimbursed. They had to dig into her retirement. Zion can actually pay up front on a surgery or a Maternity Need thats been determined sharable. Its really been working well for us!

Ive been happy with Zion Health. A friend has a different provider, and they had to pay for an entire surgery up front and hope tp be reimbursed. They had to dig into her retirement. Zion can actually pay up front on a surgery or a Maternity Need tha..
More
C
Cynthia S.
July 27, 2022 @ 11:28
5.0  

It was a new experience for us to be with a healthshare, but we have enjoyed Zion Health. We were always able to get the information we needed quickly and the staff was helpful. I would definitely recommend Zion Health.

E
Elliot Shin
July 22, 2022 @ 13:59
5.0  

My family and I signed up this spring after our previous healthshare company was having lot of issues. So far I’m extremely happy with how things are going. I like the structure of this program where everyone is asked to pay something per event so that all the members are encouraged to be responsible. This will prevent Zion from running into similar issues my previous healthshare company was having and ensure the funds are there for everyone. Another huge advantage of Zion is the expeditious payment reimbursement which prevents negative credit reporting and cash flow strain on the members. Haven’t had to use it yet, but having a complimentary telemed service is also a nice feature. I was quite surprised to receive a prescription card as well, not a discount card. Covering for preventative services are also nice feature. I was also told that coverage is applicable while overseas as well eliminating need for travel insurance. Zion is definitely the way to go over traditional insurance.

My family and I signed up this spring after our previous healthshare company was having lot of issues. So far I’m extremely happy with how things are going. I like the structure of this program where everyone is asked to pay something per eve..
More
S
Susan Schlett
July 22, 2022 @ 10:57
5.0  

Just wanted to write a glowing review for Joanna Steffen of Zion Health! Today is the second time I have worked with Joanna via the telephone regarding healthcare issues. Her lovely “NPR voice” and helpful manner make the whole calling experience void of stress and anxiety on my part! Joanna is a very valuable person in her current position and it is my desire for you to be sure and recognize her talents and reward employees such as Joanna, for a job well done.

Sincerely,
-Susan Schlett

Just wanted to write a glowing review for Joanna Steffen of Zion Health! Today is the second time I have worked with Joanna via the telephone regarding healthcare issues. Her lovely “NPR voice” and helpful manner make the whole calling ..
More
M
Mark Ciociola
July 21, 2022 @ 08:15
5.0  

I have had an extremely positive experience with Zion thus far in the year I have been a member. When my daughter needed tubes in her ears, the whole process was extremely smooth. All the communication was quick and efficient. They handled all of the communication with the hospital and doctors prior to the procedure and took care of the payment so there were no surprises. Zion is the second healthshare I have been a part of and I have to say they are way more efficient and easy to work with than my previous one. I would recommend.

I have had an extremely positive experience with Zion thus far in the year I have been a member. When my daughter needed tubes in her ears, the whole process was extremely smooth. All the communication was quick and efficient. They handled all of the..
More
S
Scot Dow
July 14, 2022 @ 07:43
5.0  

I have dealt with multiple HealthShare companies, as well as actual insurance companies, over the years. I have never had an experience anywhere close to as great as this one with Zion HealthShare! My 8 year old daughter had emergency heart surgery which is stressful and scary enough, let alone the medical bills that are associated with that. Aliya and Bella at Zion HealthShare called me after I submitted the case and they were not only following up on the case, but also genuinely expressed their concern and care for my daughter and would always ask how she was doing. They made the process of dealing with the bills so easy. Not only easy, but prompt. In the past, I have had to wait months for things to process with insurance or healthshares, but Zions processed and closed bills within a matter of a few days. I am grateful for them and how amazing they have been through the process!

I have dealt with multiple HealthShare companies, as well as actual insurance companies, over the years. I have never had an experience anywhere close to as great as this one with Zion HealthShare! My 8 year old daughter had emergency heart surgery..
More
W
Wayne S
June 28, 2022 @ 15:25
5.0  

Zion was God-send when my wife and I lost our insurance due to her retirement. It is a very cost effective way to have the assurance that you won’t have to worry about a medical bill changing your life forever. My wife decided to go back to work due to boredom and we are able to again have employer paid insurance. If for some reason that should end again, our first call will be to Zion to reestablish our membership. We find their representatives to always be helpful. Thankfully we never needed to much in the way of needs requests but they were very helpful in helping deal with the health care facilities for the small charges under the $1,000 limit. I highly recommend Zion.

Zion was God-send when my wife and I lost our insurance due to her retirement. It is a very cost effective way to have the assurance that you won’t have to worry about a medical bill changing your life forever. My wife decided to go back to w..
More
L
Lisa B
June 23, 2022 @ 15:51
5.0  

So far my experience has been really good, only a couple hiccups and those were resolved quickly. Every person I talk to is caring and knowledgeable. and I save about 700.00 a month over regular insurance

C
Christopher Spada
June 22, 2022 @ 14:07
5.0  

I made a mistake and thought when I purchased healthcare, ZION Health was the typical “for profit health provider”. I was wrong. ZION Health is a NON-Profit Healthcare Share Provider. This is one mistake I was happy that I made. I had a ruptured L4 & L5. I could not move. I made it to the ER and they charged $20,000.00 for an anti-inflammatory and a CAT Scan. What a rip-off from my prospective. Then referred me to a two surgent who wanted to operation at a cost of $130,000.00 to $160,000.00. I found two doctors that practice non-surgical procedures. The typical “For Profit Healthcare” would have paid $130,000.00 to $160,000.00 for surgery, but not the $14,000.00 for the treatment I choose to have. ZION Health did pay the $14,000.00 and is paying for the non-surgery therapy. I am back to playing tennis, and living a healthy life. ZION Health never questioned the therapy or the invoices, and reimbursed me my out of pocket expenses quickly without question. I am recommending ZION Health to everyone. As I do with using Credit Unions for banking. for they too are non-profit.

I made a mistake and thought when I purchased healthcare, ZION Health was the typical “for profit health provider”. I was wrong. ZION Health is a NON-Profit Healthcare Share Provider. This is one mistake I was happy that I made. I had a r..
More
D
David
June 21, 2022 @ 17:36
5.0  

Zion was a better option for my family. It was there when we didnt have other insurance and has met our needs.

M
Matthew
June 20, 2022 @ 15:10
5.0  

I have been with Zion Health for a few years and anytime I had a claim it was shared in a timely manner, they have been great to work with and I have recommended them to my friends and family!

A
Amanda Lee
June 16, 2022 @ 10:29
1.0  

I would not recommend this coverage if you want insurance that will actually pay for something. My doctor ordered a mammogram. I called Zion before scheduling to see about coverage. I was told to wait until a certain date and then it would be covered. I scheduled after the date I was told. I called the day before the mammogram to ask about how to file. I was told to give Zion the billing department’s number and they would call and pay. A few weeks later I get a bill from UNC. I call Zion again, and was told to submit the bill online. The bill still wasn’t paid. Then I get an email from Zion saying mammograms aren’t covered until the age of 50. I’m 41. If that’s their policy then ok, but why did the first person I spoke to tell me it was covered and even gave me a specific date (December 27, random!) at which it would then be covered!?!? An the other 2 people I spoke to didn’t bother to mention that it would be covered and I find out from a generic email that you can’t even reply to. I paid $2500 into this “Health Share” and it didn’t cover a routine Gyn visit or a mammogram. This seems to be a scam. Do not believe what you are told over the phone if you call for info before you sign up.

I would not recommend this coverage if you want insurance that will actually pay for something. My doctor ordered a mammogram. I called Zion before scheduling to see about coverage. I was told to wait until a certain date and then it would be covered..
More
L
Lindsey McCree
June 6, 2022 @ 17:01
1.0  

I joined Zion in October of 2021. I specifically asked if they cover mammograms and paps. I was told yes. never was I told I had to wait 6 months, or I would have. I scheduled my exam in December, and recieved a $700 bill from my hospital, stating that Zion has declined payment. When I called, Joanne said “Oh, let me see. Well it looks like we called and left you a message.” I told her that was impossible because I don’t have my voicemail set up. She said “oh, well that’s your choice. You were declined because you have to wait 6 months.” I also had to have a biopsy and ultrasound on my thyroid in November when I found a lump. AFTER I signed up for service, which is key, because it cannot be a medical issue before signing up . I signed up October 12th, found the lump November 30th. I opened a request, or whatever the hell they call it, and EVERYTHING was denied. I paid my $200.00 fee to the doctor, Zion was supposed to reimburse….denied. When I called and asked why, “It’s because you don’t have service with us anymore.” Well, I DID have it, at the time of the claim. I canceled in January. We paid $350 a month, to the Zion Thieves, and they didn’t pay me back for my $200 visit, they didn’t cover my mammogram and they did not cover my NON pre-existing claim for my thyroid. So now I owe over $1100.00, and they took $1000 from me. JUST GO TO THE DOCTOR AND PAY CASH PRICE….. YOU WILL GET DISCOUNTED RATES. DO NOT go with Zion. They are terrible. And if anyone from Zion reads this, feel free to go back into your notes on my file, and listen to all the calls that are recorded. You made promises, and never kept them. WORST COMPANY EVER.

I joined Zion in October of 2021. I specifically asked if they cover mammograms and paps. I was told yes. never was I told I had to wait 6 months, or I would have. I scheduled my exam in December, and recieved a $700 bill from my hospital, statin..
More
C
Chad
June 1, 2022 @ 12:01
1.0  

I joined Zion, mostly from the reviews I read here and after being with them for six months I’ve learned that the way the medical system works today just doesn’t jive well with what the MHS community is trying to accomplish. The system is far too broken to allow for a new entrant or new way to have any meaningful progress. It took two months for a claim I submitted to inevitably be denied. Two months. I’m not blaming that on Zion, but if Zion and HMS community was funded better, there would be more resources available to be more proactive. Instead, they rely 100% on the records they receive and don’t apply any intuition to them. For example, the hospital system I went through for an X-ray doesn’t take electronic signatures for HIPPA forms. So instead of Zion reaching out to me and letting me know that their medical request form was denied, I had to proactively reach out to the hospital system and ask what could be done to get them the information they needed as quickly as possible. It’s just a prime example of the fact that as an individual, I really don’t own my own healthcare records. The convoluted and intertwined health care system does. If it’s hard for me to get access to my OWN records, how can I rely on a third party to do it? Or for that third party to have more motivation and more desire to access the records than I do? MHS community has a noble cause of fixing the rapid healthcare inflation that is caused by the government and Medicare being the ultimate price setter that traditional insurance companies inevitably aligned prices for non-medicare people with. There is just no way this MHS community will fix the problem and eventually more and more people will grow tired of the delays in the reviewing of claims or the denial of claims that would otherwise be covered under traditional insurance. Just look at the MHS plans that have been around the longest and the reviews they have on this site. Eventually, Zion will lose ratings and customers the same way CMH and medi-share did. It’s already happening. I’m convinced medicare failing as the boomer population continues to age mixed with the younger demographic’s desire to be price seekers and demand more control over their care, records, and cost of care will inevitably be the only thing that fixes the problem we have today.

Can’t blame anyone for trying Zion but I am extremely disappointed in my experience.

I joined Zion, mostly from the reviews I read here and after being with them for six months I’ve learned that the way the medical system works today just doesn’t jive well with what the MHS community is trying to accomplish. The system i..
More
A
Anonymous
May 27, 2022 @ 09:56
5.0  

We were had a great experience with Zion. We were with them for only a few months, but no complaints. Every interaction I had with the company was positive. They were accommodating for our specific needs.

M
Melissa P.
May 26, 2022 @ 08:43
5.0  

Zion Health has been nothing but a great experience, every time I have a question it is immediately answered, The member care team is great to answer the phones with no wait times And my bills have been paid effortlessly. I would highly recommend Zion Health to my friends and family

Zion Health has been nothing but a great experience, every time I have a question it is immediately answered, The member care team is great to answer the phones with no wait times And my bills have been paid effortlessly. I would highly recommend Zi..
More
K
Kyle
May 23, 2022 @ 13:21
4.0  

Experience was good overall, it was a new experience. reimbursement took a little over a month, but overall it worked.

K
Kimberly
May 20, 2022 @ 11:58
5.0  

I didn’t have to use many of the services available, but it was great knowing that Zion Health was there if anything happened. Everyone is friendly and there is no drama. It was a straight-forward process and I enjoyed my time with Zion Health.

I didn’t have to use many of the services available, but it was great knowing that Zion Health was there if anything happened. Everyone is friendly and there is no drama. It was a straight-forward process and I enjoyed my time with Zion Health...
More
C
Charlotte Didlake
May 11, 2022 @ 14:21
5.0  

I love how Zion works! Im a travel nurse and I will verbally encourage others to look into Zion Health. They always had great answers to all my questions and concerns

P
Penny Shirley
May 9, 2022 @ 17:03
5.0  

Customer service has been great and very informative. They have gotten everything accomplished for me and my husband. Especially Bella at Zion Health.

c
carlos
May 9, 2022 @ 11:20
5.0  

I spoke with Zion Customer Service Representative, Sadie, and you was professional, knowledgeable, and personable. You guided me how to set up a Teledoc account and explained there was no charge as a member of Zion in seeking medical advice via Teledoc. She also reviewed my policy and confirmed that I had met the minimum criteria for a colonoscopy screening.
I would highly recommend Zion to any person/family that is looking for a high quality health care ministry.

I spoke with Zion Customer Service Representative, Sadie, and you was professional, knowledgeable, and personable. You guided me how to set up a Teledoc account and explained there was no charge as a member of Zion in seeking medical advice via Teled..
More
E
Emily beamish
May 9, 2022 @ 10:47
4.0  

My maternity was wonderful experience. The team was responsive and worked our any issues we had. Paying the bills was reasonable in the timeframe, and the global package Zion prepaid the majority of that cost.

K
Kirk A.
May 6, 2022 @ 11:45
5.0  

We relocated from California to Texas and were in a bad place because we were without health insurance. We were glad to find a healthshare. After we acquired Zion Health, my son had to be rushed to the emergency room. Zion Health was exemplary in sharing into everything. Our questions were always answered and there was great communication. Customer service answers the phones as soon as I call. I believe this experience with Zion Health has hugely served it’s purpose and we are grateful.

We relocated from California to Texas and were in a bad place because we were without health insurance. We were glad to find a healthshare. After we acquired Zion Health, my son had to be rushed to the emergency room. Zion Health was exemplary in sh..
More
d
dariselise@gmail.com
May 5, 2022 @ 11:53
4.0  

Zion health has been great during my high risk Pregnancy’s. There where issues with changing providers, but Zion health has been accommodation and understanding with everything. My son is happy and healthy grateful to be a member!

M
Marina Trojee
May 2, 2022 @ 14:13
5.0  

After a year of joining Zion Health, last week I finally got to use it. I needed to see a doctor and was a bit unsure what my experience would be like in terms of Zion Health covering the visit. I was very pleasantly surprised. I called Zion Health, and the call was immediately answered. I spoke with a person who was compassionate and I could feel that they genuinely cared about my experience. I was provided with a way to pay for my visit so that I didn’t need to pay out of pocket. After the visit I submitted the receipt by email and that was it! So far, my experience with Zion health was amazing. Much gratitude!

After a year of joining Zion Health, last week I finally got to use it. I needed to see a doctor and was a bit unsure what my experience would be like in terms of Zion Health covering the visit. I was very pleasantly surprised. I called Zion Health, ..
More
D
David D.
April 29, 2022 @ 15:56
5.0  

I recently joined Zion Health and was quite overwhelmed when I went to see my doctor for my annual provider visit this morning and Zion Health paid for it over the phone at the time of service. The billing representative was pleasantly surprised and said she had never seen another healthsharing company do anything like that. For anyone out there who may be with another healthshare with higher rates, take a look at Zion Health!

I recently joined Zion Health and was quite overwhelmed when I went to see my doctor for my annual provider visit this morning and Zion Health paid for it over the phone at the time of service. The billing representative was pleasantly surprised and ..
More
D
Dallas
April 22, 2022 @ 11:31
5.0  

experience was good. costs was good compared to other insurances.

L
Lori Brock
April 20, 2022 @ 16:02
5.0  

We had a serious need when my husband got injured. Zion made the process easy and understandable. The people were helpful and guided us thru everything. Everyone has been so compassionate.

T
Tommy Do
April 19, 2022 @ 16:06
5.0  

This review is from the hearts of our family going through a really rough time. I initially applied for Zion 2 years ago and was not expecting to use it. however my wife got pregnant and gave birth to our baby boy. I was very nervous and scared that Zion would not cover the maternity and delivery because we have not ever had health sharing before and we no longer have health insurance. After delivery I was ecstatic that Zion Health covered the entire pregnancy visits and delivery. This was a huge relief as this was the first time we had to file a claim(need) with Zion.
Wow, I cant believe the organization is so caring and upstanding.

Fast forward to 6 months. My baby boy is now 6 months and had to be hospitalized due to his Eczema getting infected with a bacterial and viral infection. he has been in the hospital for over a week and this bill is not going to be cheap. My wife and I were very scared about our son and the cost of all the medical treatment and hospitalization. We contacted Zion about this and Bella Green researched into our case after listening to the situation. She came back after her research and assured us to not worry as we will be taken care of. WOW I can not believe the service and the care we are receiving from Zion.

I can’t speak on other health shares as I have no experience with them but what I can say is that I can not believe I ever had health insurance in the past. I wish I discovered Many years ago however we found them at the most distressing times of our lives and they are here for us!!
Special thanks to Bella Green for her hard work into research of our needs and also her comforting words to our family.

This review is from the hearts of our family going through a really rough time. I initially applied for Zion 2 years ago and was not expecting to use it. however my wife got pregnant and gave birth to our baby boy. I was very nervous and scared that ..
More
D
Daris
April 19, 2022 @ 12:36
4.0  

I had a high risk pregnancy, so there was a huge amount of bills. There was some going back and forth between providers and Zion, but we were able to get the claims met. I live in a small town and had to go back to a large city, Zion made it all as painless as possible.

I had a high risk pregnancy, so there was a huge amount of bills. There was some going back and forth between providers and Zion, but we were able to get the claims met. I live in a small town and had to go back to a large city, Zion made it all as ..
More
J
Jenna
April 19, 2022 @ 09:49
5.0  

Zion health is the way health care should be. It’s simplified and easy to use and put my mind at ease. Everyone at Zion genuinely cares about my family well being.

J
John
April 19, 2022 @ 09:16
5.0  

Overall my experience with Zion Health has been great. Better then traditional insurance. Every agent at Zion Health has been great and Knowledgably about there memberships.

K
Kaylan Koviak
April 14, 2022 @ 13:13
5.0  

My husband and I joined Zion Heath after trying to find a heath care option that seemed right for us. The whole market was very overwhelming and trying to actually speak to anyone that isn’t a robot? Forget it.
We started asking around and found many of our friends were using different Heath Share programs! We were interested right away. We did some research and found that Zion was the best for our needs! We fell in love as soon as we called, and a REAL PERSON picked up! They walked us through all the ins and outs of their program and answered every question we had. They helped educate us for future doctor appointments as well. The customer service is amazing! Anytime we have a question or a problem, the Zion team is there. The RxShare and the Tella Doc program are also an awesome part of Zion!

My husband and I joined Zion Heath after trying to find a heath care option that seemed right for us. The whole market was very overwhelming and trying to actually speak to anyone that isn’t a robot? Forget it. We started asking around and foun..
More
K
Kaylan
April 14, 2022 @ 11:13
5.0  

a lot of my friends and colleagues use Zion and love it! I am happy to be a member and am pleased with the low costs and the patient portal. Opening a need appears easy and fast. I registered on the prescription discount service and am excited to use their service.

a lot of my friends and colleagues use Zion and love it! I am happy to be a member and am pleased with the low costs and the patient portal. Opening a need appears easy and fast. I registered on the prescription discount service and am excited to ..
More
D
Diane Kristensen
April 14, 2022 @ 09:41
5.0  

We had been with a different Health Share for a long time, but we decided to change to Zion Health. We dug in and did a lot of research, and decided Zion would best fit our needs. We are very happy!

K
Katherine
April 13, 2022 @ 11:30
5.0  

Zion is new to us, for my annual provider visit I was instructed how to have the bill met. the member care has been extraordinarily helpful. we compared lots of different options and decided this was best for our needs prior to Medicare.

X
XENA
April 13, 2022 @ 09:56
5.0  

I have been with Zion Health for a short time but I have already used them for my annual provider visit, Zion has a great amount of add-ons that other health shares do not have, One thing I love is that you don’t have to disclose your religion, its a pretty amazing company and I would recommend Zion to my friends who don’t have regular insurance.

I have been with Zion Health for a short time but I have already used them for my annual provider visit, Zion has a great amount of add-ons that other health shares do not have, One thing I love is that you don’t have to disclose your religion,..
More
I
Isaac
April 12, 2022 @ 17:48
5.0  

Im happy with how easy it is to make changes to our membership. I just added a family member, and it was smooth. The costs are far superior. Customer service is excellent

L
Larry
April 12, 2022 @ 12:53
5.0  

Luckily we haven’t had any emergencies, but when I have had a question member care was great to answer my questions and the membership is easy to use.

K
Kimberly
April 12, 2022 @ 10:26
5.0  

My Experience with Zion has been great and the communication with the agents has been clear and understanding. Would definitely recommend it!

K
Kimberly
April 12, 2022 @ 10:24
5.0  

My Experience with Zion has been great and the communication with the agents has been clear and understanding. Would defiantly recommend!

M
Margaret
April 11, 2022 @ 12:50
5.0  

The response time was quick and the communication with Zion Health was great. They were quick with paying my medical bills. Thank you Zion for helping me!

T
TYSON
April 8, 2022 @ 10:50
5.0  

I had a excellent experience with Zion Health, It was easy to use and a great experience, Would recommend Zion Health to my family and friends.

E
Erika Hatch
April 7, 2022 @ 15:54
5.0  

Very promote member service and very helpful with my need. Promote Reimbursement and be very professional throughout.

S
Sara Hammond
April 7, 2022 @ 15:29
5.0  

My interaction with Zion has been great and when I need help with my bills Zion has been very helpful.

C
Catherine Burrows
April 7, 2022 @ 14:51
4.0  

I am grateful for Zion health because otherwise, I would have to pay a very expensive bill.

R
Ricardo H Van Wijngaarden
April 7, 2022 @ 10:46
5.0  

I think Zion is superb, and is great for people who cant afford healthcare. I think the service is great and the price point is perfect. the whole thing is well thought thru. They did an amazing Jjob.

D
Dena Traxler
April 7, 2022 @ 10:13
5.0  

Bella did an excellent job at making a daunting situation easy to resolve. Her helpfulness and her wonderful personality make working with her a joy.

R
Randy Lehr
April 6, 2022 @ 11:50
5.0  

Bella is so good she needs more money. I could not have asked for better service, I felt like I was being taken care of by a friend, not by an insurance company.

W
Wendy Summerfield
April 5, 2022 @ 09:53
5.0  

This was a really difficult time and I could not have done it without Bella at Zion Health. Not only did she help with all the things I had to do technically but she was kind, considerate, and sweet. I would give that girl a raise.

H
Hannah Jardine
April 4, 2022 @ 16:45
5.0  

I had my baby last month… It has been great working with representatives, they have been super helpful. The need went smoothly and the maternity dept knew just what to do.

D
DEBORAH
April 4, 2022 @ 10:53
5.0  

I have been a member of Zion Health Share for exactly a year, and I never had to use the service. I would like to say their member care team was great and helpful. I enjoyed my time with Zion Health and would recommend them to my Family and Friends.

I have been a member of Zion Health Share for exactly a year, and I never had to use the service. I would like to say their member care team was great and helpful. I enjoyed my time with Zion Health and would recommend them to my Family and Friends. ..
More
C
Chad
April 4, 2022 @ 10:14
5.0  

It was a great service, I had no issues, We are only canceling because I received traditional insurance thru my employer, We would definitely recommend Zion Health to my friends and family.

P
Paula McCollum
April 1, 2022 @ 14:51
5.0  

Zion Health – Medical payment help done right! We’ve only had to file one sharing request but have called Zion a few times with questions. The questions were answered by a real person in a friendly and easy to understand manner. The sharing request was approved within 24 hours of approval. In today’s health care environment you just can’t beat that. Not to mention their pricing is fair. I recommend Zion as an affordable alternative to traditional health insurance.

Zion Health – Medical payment help done right! We’ve only had to file one sharing request but have called Zion a few times with questions. The questions were answered by a real person in a friendly and easy to understand manner. The shari..
More
S
Seth
April 1, 2022 @ 13:17
5.0  

Zion was very helpful and flexible when the time came to help my son, and I would recommend them to my family and friends.

J
John
March 2, 2022 @ 11:59
5.0  

phenomenal service and incredible response time

S
Samantha Howard
March 1, 2022 @ 17:18
5.0  

(I worked with Member Care Representative Joanna S.) I appreciate your costumer service so much and Im sure we will be back. For now we are getting insurance through my husband’s business but if that changes we will definitely return. I will be sure and share my experience with people I know. It’s so refreshing to call a company and talk to an actual person!

Thanks again!

Sam

(I worked with Member Care Representative Joanna S.) I appreciate your costumer service so much and Im sure we will be back. For now we are getting insurance through my husband’s business but if that changes we will definitely return. I will be su..
More
A
Alice G
January 19, 2022 @ 21:46
5.0  

I am very pleased with how fast the reimbursements and payments are made. I love having the coverage that we have with the providers, and that you can choose who you see!

S
Sherri M
January 11, 2022 @ 18:43
5.0  

I had insurance through work for over 30 years and that insurance coverage is not what I have now. Everyone in member care is so uplifting and made this process so easy and I recommend this to everyone!

C
Carrie
January 6, 2022 @ 17:52
5.0  

After being a member of Kaiser Permanente for the majority of my adult life, which would be 30+ years, I made the jump to Zion health and I have been an extremely satisfied member. The lower cost is a help to my household and the services I am able to receive cover all of my needs. I would highly recommend Zion for anyone who is looking to reduce the cost of their medical needs while at the same time receiving high-quality care.

After being a member of Kaiser Permanente for the majority of my adult life, which would be 30+ years, I made the jump to Zion health and I have been an extremely satisfied member. The lower cost is a help to my household and the services I am able t..
More
C
Craig F
December 29, 2021 @ 16:52
5.0  

Very good experience, member care was amazing and always great to work with.

S
Steven
December 21, 2021 @ 22:14
5.0  

For the past year, I have been with Zion Health, each time I’ve called with questions they have been extremely helpful and courteous and knowledgeable. My family and I keep healthy and well and we have not had many occasions to use Zion Health. On the occasions we have, it has been seem less and I have had peace of mind knowing that they stand in our corner and have our back.

For the past year, I have been with Zion Health, each time I’ve called with questions they have been extremely helpful and courteous and knowledgeable. My family and I keep healthy and well and we have not had many occasions to use Zion Health..
More
A
Angela
November 22, 2021 @ 22:13
5.0  

Customer service for new members was very helpful. Spencer was very helpful and took the time to answer all of my questions.

J
Jessica
November 19, 2021 @ 20:25
5.0  

I was able to get through quickly and Brian was very thorough

D
David
November 16, 2021 @ 23:23
5.0  

Brian was very patient and very thorough and went out of his way to find out all the answers that I needed, went above and beyond to help me with everything!!

A
Alan
September 28, 2021 @ 19:15
5.0  

Awesome experience! Thank you! Always amazing to talk to a real person that is able to take care of you efficiently. Thanks again!

K
Kris Brambila
September 13, 2021 @ 15:43
5.0  

My husband and I joined Zion Health about six months ago after he left his job to focus on his health. My job’s HSA plan was astronomical and had an embarrassingly low level of coverage. Zion has enabled us to get away from employment-based insurance…and at nearly HALF the cost! Zion’s coverage is competitive and I truly feel very secure with our plan. One of the greatest benefits we’ve seen is a reduction in cost for many of our prescriptions thanks to Zion’s negotiations… much more affordable than when we were on a traditional plan. My sincere thanks to Zion Health!

My husband and I joined Zion Health about six months ago after he left his job to focus on his health. My job’s HSA plan was astronomical and had an embarrassingly low level of coverage. Zion has enabled us to get away from employment-based i..
More
S
Suzie Walker
September 8, 2021 @ 15:46
5.0  

I just wanted to say how much I appreciate Zion. Last year, I took a leap of faith and left my job (and the medical benefits!) and started my own private psychotherapy practice. It was really risky, but I was able to do it because I knew that I would have coverage. Since then, I had a very traumatic miscarriage in January and then a D&C in April because the miscarriage was not complete, and then chest pain that led to an urgent care and then an ER visit in July. Zion literally sent flowers when I had the miscarriage. Your company has been SO wonderful. Your staff is competent and compassionate and I just wanted to say how much I appreciate all of you. I am on several therapist message boards and always sing your praises. Because I have coverage through Zion, I am able to do that work that I was meant to do (I am a trauma/grief psychotherapist). So, thank you sooooo much.

I just wanted to say how much I appreciate Zion. Last year, I took a leap of faith and left my job (and the medical benefits!) and started my own private psychotherapy practice. It was really risky, but I was able to do it because I knew that I wou..
More
M
Michael F.
August 27, 2021 @ 14:43
5.0  

I have not had to use Zion for any large needs but it was helpful to have them to use Teladoc, which went well, and for my yearly physical. I have had a great experience with them and they have always been kind.

A
Archie Tignor
July 22, 2021 @ 20:49
5.0  

We were very skeptical of a Health Share type Insurance plan. But after a lot of research and consideration, we liked the idea of Zion using the PHCS Network. It has gone better than we ever expected using Zion and ALL of our providers accept them as an Insurance payment plan. It has been even easier to use then our previous Hospital provided Health Insurance. We recommend it to anyone who asks. We will never go back to a typical Health Insurance Plan. Zion has been very helpful with all of our initial questions when we were getting acquainted with using a Sharing Service.

We were very skeptical of a Health Share type Insurance plan. But after a lot of research and consideration, we liked the idea of Zion using the PHCS Network. It has gone better than we ever expected using Zion and ALL of our providers accept them ..
More
B
Brittney
July 14, 2021 @ 16:39
5.0  

I have been so happy with Zion Health! They have been really easy to work with. Our family tried a different health share before and we hated it. Zion health has been a completely different experience. Quick responses to emails, understanding to all situations, and amazing help during maternal needs! We are having our second baby this year and I’m so glad we have Zion Health!

I have been so happy with Zion Health! They have been really easy to work with. Our family tried a different health share before and we hated it. Zion health has been a completely different experience. Quick responses to emails, understanding to all ..
More
A
Amy Seymoiur
June 30, 2021 @ 12:12
5.0  

Zion Health does exactly what they say they do – offer help for catastrophic medical bills. I am fortunate that I haven’t had any, however, they are wonderful about covering well women health care. I did not realize this and the representative I spoke with explained it all to me and I got all my annual well woman services covered – Included my colonoscopy! I also love that I can call with questions and speak to a live, helpful, courteous person. I have also had the opportunity to use the “Teladoc” service. In healthcare myself I was dubious, both experiences were above my expectation. I am glad I chose Zion Health.

Zion Health does exactly what they say they do – offer help for catastrophic medical bills. I am fortunate that I haven’t had any, however, they are wonderful about covering well women health care. I did not realize this and the represen..
More
M
Mark Spain
June 24, 2021 @ 19:57
5.0  

I had forgotten about my annual checkup, where I submitted my membership card to the practitioner. At the time, I expected to eventually be billed for the visit. Today I received an email from Zion saying they payed the bill. Great service and communication.

I had forgotten about my annual checkup, where I submitted my membership card to the practitioner. At the time, I expected to eventually be billed for the visit. Today I received an email from Zion saying they payed the bill. Great service and commun..
More
J
Justin
June 23, 2021 @ 17:32
5.0  

Excellent service. Responsive and caring. Not sure why people use traditional insurance… seriously. I had to use Zion for the birth of my daughter. It far exceeded any expectation I had. They even sent flowers and a congratulations card to our house a week after we brought our baby home. Wouldn’t change a thing.

Excellent service. Responsive and caring. Not sure why people use traditional insurance… seriously. I had to use Zion for the birth of my daughter. It far exceeded any expectation I had. They even sent flowers and a congratulations card to our ..
More
L
Logan Staheli
June 9, 2021 @ 22:26
5.0  

I could not be more happy with Zion Health Share! We are paying $1,500 to have a baby, and it is still Affordable! I would recommend them to anyone. They have saved us $1,000’s of dollars in the last 2 years. They have been very responsive and helpful and they pay out needs very quickly. They also have some great connections to affordable health care service which has also saved us a bunch of money! I would honestly rather be on them than traditional insurance!

I could not be more happy with Zion Health Share! We are paying $1,500 to have a baby, and it is still Affordable! I would recommend them to anyone. They have saved us $1,000’s of dollars in the last 2 years. They have been very responsive and..
More
L
Lorena Emamjome
June 8, 2021 @ 19:52
5.0  

Decided to join Zion after lacking the support needed from Cigna. After many research Zion seemed to offer all I needed. More direct communication, an easy understanding of what is shareable and what is not, and a great price for the healthcare I was looking for. I have been with Zion for approximately a year and they have been nothing but helpful in any questions or concerns I have about in network providers, how to navigate and communicate about my health share coverage to any providers, and directly communicating with the providers to facilitate any billing.

With Zion I have also had the pleasure of being a member through my pregnancy. At first I was very worried of how to navigate the healthcare system with a health share, but they’re member services and maternity liaison helped me with every aspect and question I had. They helped me set up my payment plan, directly were in contact with my Obgyn to bill appropriately with my health share, and explained everything to me along the way.

Zion has been nothing but supportive through my pregnancy and as a member I have felt very taken care of. If you are doing research do consider them and contact them to get more information of how they work and what they have to offer.

Decided to join Zion after lacking the support needed from Cigna. After many research Zion seemed to offer all I needed. More direct communication, an easy understanding of what is shareable and what is not, and a great price for the healthcare I was..
More
J
JM
May 31, 2021 @ 19:41
5.0  

A great alternative to traditional high-cost medical insurance, especially for those that retire early.

About 4 months after we joined Zion Health, my husband became ill. He was in good health and not on any prescription medications at age 55, so we weren’t too worried. However, it rapidly escalated to liver cancer. We were overwhelmed with multiple doctor visits and the growing medical bills. Zion Health worked with us every step of the way. We work with one account rep that knows our situation. She is very prompt in responding, giving me regular updates, friendly & professional. (It is so nice not having to contact a “call-center” like most insurance companies.) I also met with the Medical Director to review our case. He was very personable and put me at ease. To date, our bills (over $100K) have been paid. My husband is still receiving treatment and we feel very confident with Zion Health.

A great alternative to traditional high-cost medical insurance, especially for those that retire early. About 4 months after we joined Zion Health, my husband became ill. He was in good health and not on any prescription medications at age 55, so we..
More
T
Tom B.
May 28, 2021 @ 16:47
5.0  

Just signed up with Zion. After doing my research they seem to be the best fit. Nationwide coverage as well as coverage outside the USA. Unlimited benefits were also a contributing factor. I was even in the area where they’re from Saint George Utah so I dropped by their office and everyone was very accommodating and helpful. My hope is I never have to have any claims and that I just pay my monthly amount and we’re both happy 🙂

Just signed up with Zion. After doing my research they seem to be the best fit. Nationwide coverage as well as coverage outside the USA. Unlimited benefits were also a contributing factor. I was even in the area where they’re from Saint George Utah..
More
B
Brian Woodward
May 25, 2021 @ 23:29
5.0  

It was great! Friendly, helpful. Explained how things should work. Stay Awesome! REALLY looking forward to the patient portal.

L
Laura Chasko
May 22, 2021 @ 14:43
4.0  

I had a serious accident with many, many emergency room, hospital, rehab and physical therapy bills. For being a new company, Zion did an excellent job. They were responsive, caring, helpful and covered everything the plan said they would cover. There were a few times when I had to follow up on past due bills, but customer service was responsive when I emailed and immediately addressed the situation.

I had a serious accident with many, many emergency room, hospital, rehab and physical therapy bills. For being a new company, Zion did an excellent job. They were responsive, caring, helpful and covered everything the plan said they would cover. Ther..
More
M
Michael Panagis
May 20, 2021 @ 17:04
5.0  

We recently join Zion and had to use the insurance coverage very early in our membership. Zion has been absolutely great to deal with. The communication has been very clear and timely. The process was new for us, but once we understood how to submit information everything proceeded well. Re-imbursements were executed quickly and were accurate. We are very happy with the service and support we have received.

Admin Edit: We’re cleaning up site reviews. This review is helpful, but I need to add a note that HealthShares are not health insurance in case readers find this review confusing. They’re two different types of health service and they serve different types of people.

Thanks for your review, Michael! We’re always glad to see that a HealthShare helped its members.

We recently join Zion and had to use the insurance coverage very early in our membership. Zion has been absolutely great to deal with. The communication has been very clear and timely. The process was new for us, but once we understood how to subm..
More
K
Kim Daniell-White
May 19, 2021 @ 23:29
5.0  

The customer service representatives are always kind and helpful. I never feel rushed. Would recommend.

E
Emily Gardner
May 18, 2021 @ 13:14
5.0  

So far, so good with Zion Healthshare! We haven’t had any major medical bills yet, but they did pay for my husband’s yearly well visit as promised and they are always prompt in answering the phone. The staff I’ve talked to are always kind and helpful! I will keep this review updated as we have more medical bills come through.

So far, so good with Zion Healthshare! We haven’t had any major medical bills yet, but they did pay for my husband’s yearly well visit as promised and they are always prompt in answering the phone. The staff I’ve talked to are always kind and h..
More
M
Marissa Merchant
May 17, 2021 @ 15:30
5.0  

I wanted to take a moment to personally thank you all for honoring the single IUA for my pregnancy. It means a great deal to my family and I. I cannot express enough the positive impact it will have on us emotionally and financially. It has been a hard year, as it has been for many, and this will help greatly.

I wanted to take a moment to personally thank you all for honoring the single IUA for my pregnancy. It means a great deal to my family and I. I cannot express enough the positive impact it will have on us emotionally and financially. It has been a ..
More
A
Andrew Downer
May 12, 2021 @ 20:28
5.0  

I can get insurance through work for virtually no cost but adding the family was very expensive. I researched a few different healthshare’s and Zion looked the best. I like the fact they encourage functional approach and the emphasis on wellness.

They have been great to work with. Quick to answer the phone and when we did make a mistake on being a couple of days early on a waiting period had the grace to work with us.

I can get insurance through work for virtually no cost but adding the family was very expensive. I researched a few different healthshare’s and Zion looked the best. I like the fact they encourage functional approach and the emphasis on welln..
More
W
William Shorack
May 11, 2021 @ 14:39
5.0  

I am not sure if you will get this message, but I did not get a chance to use the benefits as i was a customer for a very short time. I think you are definitely providing an incredibly valuable service to the world, and my only constructive feedback is that your online process is confusing and I would have had no idea how to find a provider in the event I needed medical care. I got lots of different emails with links to lots of different pages, but I would definitely recommend once central hub from where you can manage billing, identify providers, learn about the process, etc.

I’ll be back though. I am sure I will not keep my current job for very long…

I am not sure if you will get this message, but I did not get a chance to use the benefits as i was a customer for a very short time. I think you are definitely providing an incredibly valuable service to the world, and my only constructive feedback..
More
S
Samantha
May 4, 2021 @ 21:12
5.0  

Very friendly staff and a life-saver when it came to covering medical expenses. They have been so great to work with!

D
David & Nicola Morris
May 4, 2021 @ 17:53
5.0  

During the short time that I/we have been members, we have had no need to request any cost sharing, thank G-d, so we have no experience in that realm. We can, however, say that it has been a pleasure dealing with all the good people in the office during becoming members, as well as now in cancelation.
Thank you, and G-d bless,
David & Nicola Morris

During the short time that I/we have been members, we have had no need to request any cost sharing, thank G-d, so we have no experience in that realm. We can, however, say that it has been a pleasure dealing with all the good people in the office dur..
More
J
Jessie D
April 20, 2021 @ 00:00
5.0  

I LOVE Zion HealthShare! My husband and I signed up with them right before getting pregnant and they were so incredibly helpful through the process of getting us what we needed for maternity coverage. I’ve communicated with them over the phone and email and they are always extremely helpful, thoughtful, and very responsive. I can’t count the number of times I’ve told my husband how awesome they’ve been through the maternity process. They’ve even reached out just to check in and see how my pregnancy is going! Truly amazing. I would absolutely refer Zion HealthShare to anyone looking for an alternative to traditional health insurance.

I LOVE Zion HealthShare! My husband and I signed up with them right before getting pregnant and they were so incredibly helpful through the process of getting us what we needed for maternity coverage. I’ve communicated with them over the phone and ..
More
S
Steve Lommer
April 14, 2021 @ 17:23
5.0  

After researching Health sharing options a couple of years prior, I was glad to finally find a company that offers great coverage at an affordable cost! When I lost my job at age 62 and needed coverage, I found that ZION Health offered the best coverage at the best cost and my doctor was in their provider list as well. Beyond that, the customer service was actually beyond my expectations. Fortunately for me, I got a new job but unfortunately my new job doesn’t allow me to use Health Sharing for medical coverage and as such I am forced to go back to the old medical insurance system. Perhaps that will change in future and if it does I will go back to ZION Health for my coverage.
Thank you ZION Heath for being there!

After researching Health sharing options a couple of years prior, I was glad to finally find a company that offers great coverage at an affordable cost! When I lost my job at age 62 and needed coverage, I found that ZION Health offered the best cove..
More
M
Madonna Kilcollum
April 12, 2021 @ 17:37
5.0  

My husband and I have been a part of a health share plan for more than 3 years. The monthly fee, deductibles and co pay costs for private health insurance per month was outrageous, especially we were both healthy and not taking any prescriptions. We had a few small needs over the past three years and in each instance were were guided through the process of submitting needs and answering our questions with utmost professionalism and kindness.
This past January my husband was stricken with serious and critical condition. He has been in the ICU for over 2 months with a very long road to recovery ahead. The stress, roller coaster of emotions and financial responsibilities I have been enduring have been overwhelming. I could not have asked for a more compassionate, supportive, reassuring and professional group to be working with through out this continuing crisis. I want to give a special shout out of gratitude and thankfulness to Aliya! Her kindness, compassion and patience was and is always foremost in our conversations, each time reminding me that my focus needs to be on my husband, she would take care of the medical bill end of it. Aliya’s phone calls just to check up on Tom and reassure me everything is being completed on her end mean so much!
If you are looking for a Health share plan, I highly recommend Zion!

My husband and I have been a part of a health share plan for more than 3 years. The monthly fee, deductibles and co pay costs for private health insurance per month was outrageous, especially we were both healthy and not taking any prescriptions. We..
More
H
Holly Gerchen
April 8, 2021 @ 20:02
5.0  

Zion has been incredibly patient, concerned and loving in their follow up to my claim. I needed an MRI last year and my understanding was that it would only run me $200. Of course, that was just my co-pay. So when I got the bill, Zion reached out to me even before to explain the process of how they could help me pay for it. They called me!!! Anyway, I’m grateful to say that I am paying less than half of what it costs. AND, everyone I have spoke with, has been amazing!! I highly recommend Zion.

Zion has been incredibly patient, concerned and loving in their follow up to my claim. I needed an MRI last year and my understanding was that it would only run me $200. Of course, that was just my co-pay. So when I got the bill, Zion reached out to ..
More
L
Les Sundeen
April 7, 2021 @ 15:26
5.0  

Customer service was high on the list when I was shopping around for a healthcare solution after losing my job (with insurance). Zion’s customer service is outstanding! They were not put out with the many questions and clarifications we needed answered to feel at peace.
Thank you!

Customer service was high on the list when I was shopping around for a healthcare solution after losing my job (with insurance). Zion’s customer service is outstanding! They were not put out with the many questions and clarifications we needed ans..
More
L
Lisa Major
April 2, 2021 @ 22:00
5.0  

My husband and I signed up with Zion almost three years ago when we were desperately trying to find an affordable health care company that does exactly what they promise. They offer different choices in plans so you can customize it to fit your needs
We have tried other companies in the past and have had to wait on an eternal hold to get in touch with them over the phone. When you call Zion you get to talk to a real person quickly and they always seem to have answers to your questions.
We are absolutely thrilled with the excellent and personable customer service that we have received, especially with Aliya. She is truly a caring individual and gets back to us quickly whenever we have had any questions. She even has notified us when she needs paperwork from us to expedite the process.
We both had unexpected ER visits last year and Zion came through for us when we submitted a need request. Zion keeps their promise in paying bills on time, which is amazing in this day and age. It is a streamlined and efficient process. We could not be happier that we chose Zion!
Look no further if you are looking for a great Healthshare company…WE HIGHLY RECOMMEND THEM!

My husband and I signed up with Zion almost three years ago when we were desperately trying to find an affordable health care company that does exactly what they promise. They offer different choices in plans so you can customize it to fit your need..
More
P
Patrick Klinger
April 1, 2021 @ 20:04
5.0  

I’ve been a member of Zion Healthshare for a bit less than a year and have been impressed by the organization’s responsiveness, accommodation, understanding and thoroughness in responding to my claims. It’s a welcome change from Liberty Healthshare, an organization that offered none of the above. Today I called needed clarification on a procedure and called the Member helpline. Jennifer was both kind and helpful in answering my questions. The process left me comfortable that I’m in good hands with Zion Healthshare.

I’ve been a member of Zion Healthshare for a bit less than a year and have been impressed by the organization’s responsiveness, accommodation, understanding and thoroughness in responding to my claims. It’s a welcome change from Li..
More
S
Scott Berry
April 1, 2021 @ 06:33
5.0  

These guys are great! Dakota was extremely helpful for me when I had a major kidney stone issue away from home! I just paid my part and sent her the invoices and they were taken care of! I’m self employed and this plan is affordable for my wife and I. Health care like this has been a long time coming!

These guys are great! Dakota was extremely helpful for me when I had a major kidney stone issue away from home! I just paid my part and sent her the invoices and they were taken care of! I’m self employed and this plan is affordable for my wife and..
More
J
Jim Dreher
March 30, 2021 @ 16:23
5.0  

I have been a Zion Health member for the past 15 months. I am so appreciative of the knowledge and training that their member support staff have. I had a quick question today and I called and within a few seconds I spoke to Infinity and she answered all my questions and took the extra time to share additional information. She was personal yet professional.

Last fall my wife had a surgery and again the level of care and quick response in payment was outstanding. I highly recommend Zion Health to anyone looking for a HealthShare organization.

I have been a Zion Health member for the past 15 months. I am so appreciative of the knowledge and training that their member support staff have. I had a quick question today and I called and within a few seconds I spoke to Infinity and she answere..
More
S
Sabrina Blakley
March 26, 2021 @ 18:25
5.0  

I love being a part of the community, staff is always very helpful and the website is super easy for me to find the information i need. I like that the PDFs are all in one spot so I can find the one i need to look at.

The preventative and maternity ones are cool because it literally walks you through what to do. Very happy!

I love being a part of the community, staff is always very helpful and the website is super easy for me to find the information i need. I like that the PDFs are all in one spot so I can find the one i need to look at. The preventative and maternity ..
More
A
Alyssa Wilson
March 26, 2021 @ 16:09
5.0  

5 stars for my experience with Zion Health!!!
Laura from the Maternity needs department was SO helpful, kind, respectful, and understanding. She took her time to walk me through what I needed to obtain from my provider and how she would be there to help every step of the way. I’m so thankful to have talked to her. I feel very confident in the service I am getting!
Thank you Zion Health!

5 stars for my experience with Zion Health!!! Laura from the Maternity needs department was SO helpful, kind, respectful, and understanding. She took her time to walk me through what I needed to obtain from my provider and how she would be there to h..
More
L
LouLou
March 25, 2021 @ 16:47
5.0  

I have never been sick a day in my life and recently had a health crisis that had me in and out of the emergency room for months. Zion not only took care of the bulk of the expenses but also eased my stress levels. Aliyah was particularly helpful helping me sort out my deductible, contacting providers and following up with all of my billing issues. It makes a huge difference being able to contact a human being directly and actually have them care about helping you. I wholeheartedly recommend Zion.

I have never been sick a day in my life and recently had a health crisis that had me in and out of the emergency room for months. Zion not only took care of the bulk of the expenses but also eased my stress levels. Aliyah was particularly helpful hel..
More
M
Melanie Jarnagin
March 17, 2021 @ 14:22
5.0  

We have had amazing customer service using Zion’s. Our traditional insurance option through work was exorbitant, so we looked into alternative options and luckily found Zion’s. Questions were always answered promptly, everyone was courteous that I spoke with, and they were always quick with reimbursements. We just got switched back on traditional insurance, but I wouldn’t hesitate to jump back to Zion’s if we needed to again. So grateful they could help bridge the gap for us when we need other options!

We have had amazing customer service using Zion’s. Our traditional insurance option through work was exorbitant, so we looked into alternative options and luckily found Zion’s. Questions were always answered promptly, everyone was courteo..
More
C
Christina Danielle Nicholson
October 19, 2020 @ 17:05
1.0  

This one is just like the others – coming up with many excuses to NOT pay for things they say they’ll pay for.

On the phone, I was told my OBGYN was in-network. Because many offices will NOT bill a health share provider, I was also told that if I would be denied service without paying, that I would be reimbursed for paying at the time of my visit with a receipt.

So, I went to my OBGYN for a visit. They said they do not bill health share providers if they’re not insurance, so I paid at the time of my visit and got receipts.

Then, Zion told me they would not reimburse me because my OBGYN was not in their network. When I told them I was told that it was in-network on the phone and the Dr. appears on their website as in-network, they changed their reason.

Then, they told me they will not reimburse me because I self-paid and they don’t reimburse well visits… despite the fact that my OBGYN provided the receipts and I was told on the phone and via email that I would be reimbursed.

Now, I’m trying to get the OBGYN to send them a bill and refund me. It’s just a mess that reminds me of my last health share and private insurance. Not worth it.

They talk in circles on the phone, email, and website. When you point out something doesn’t seem right, they move onto another excuse.

This one is just like the others – coming up with many excuses to NOT pay for things they say they’ll pay for. On the phone, I was told my OBGYN was in-network. Because many offices will NOT bill a health share provider, I was also told ..
More
D
Dalaimi De La Cruz
September 29, 2020 @ 15:11
5.0  

I left my corporate job earlier this year, and I lost my health insurance right away. I couldn’t purchase regular insurance at the time, so I looked into a second option. I wanted something in case of an emergency, and Zion Health seemed like the perfect fit! Back in July, I spent three days in the hospital. Between the ER, the ICU, and numerous exams, my medical bills added up to over 30k. I had a unique circumstance, and Zion Health extended its Additional Giving Fund to help with my bills. I paid my deductible, and Zion Health paid the rest. Everyone in the company has been helpful and kind during a very stressful time. Thank you, Zion Health!

Dalaimi (Dee) De La Cruz

I left my corporate job earlier this year, and I lost my health insurance right away. I couldn’t purchase regular insurance at the time, so I looked into a second option. I wanted something in case of an emergency, and Zion Health seemed like t..
More
Zion Health
October 27, 2020 @ 12:34

Hi Dalaimi, Thank you for your review!

W
Willow
August 6, 2020 @ 17:49
5.0  

I decided to look into health shares after not being able to be on my parents insurance any more. I haven’t had any health issues (so far) and so I never used the insurance when I was on it and didn’t want to have to meet deductibles that wouldn’t even end up paying much if something were to happen.
I found Zion Health Share online and had a wonderful experience when calling in. I’m not the religious type and was happy to find out that Zion health isn’t tied to any religious group! I can’t remember the rep’s name there but she was very pleasant, helpful and answered all my questions. She shared with me that they look at everything a case by case basis and are always wanting to do what’s best for their community of members. I would highly recommend looking into them and signing up with them!
I selected the direct membership and it’s helped knowing that I have something just in case something happens to me.

I decided to look into health shares after not being able to be on my parents insurance any more. I haven’t had any health issues (so far) and so I never used the insurance when I was on it and didn’t want to have to meet deductibles that..
More
Zion Health
September 18, 2020 @ 19:46

Hi Willow, Thank you for your review!

S
SB
May 29, 2020 @ 20:12
5.0  

Zion health is awesome, great customer service.
Compared to regular health insurance their rates are better .They are all very nice and really care about their customers.
I spoke to Caesar today , he was extremely helpful and went above and beyond to assist me.
Zion health team will also help you negotiate the bills that are not covered under your plan ,I have Direct Membership Plan with IUA of $1000.
Call them with all your questions, please this is so worth it and all the money you will save.

Zion health is awesome, great customer service. Compared to regular health insurance their rates are better .They are all very nice and really care about their customers. I spoke to Caesar today , he was extremely helpful and went above and beyond ..
More
Zion Health
September 1, 2020 @ 13:06

Thank you for your review!

A
Anthony Pantele
May 11, 2020 @ 15:34
5.0  

Dakota worked with me all the way through the reimbursement process. Even with the current medical climate, payments were timely and communications were prompt. Total reimbursement matched my numbers to the penny!! No back and forth, just results. Very impressed and pleased that I chose this health care coverage.

Dakota worked with me all the way through the reimbursement process. Even with the current medical climate, payments were timely and communications were prompt. Total reimbursement matched my numbers to the penny!! No back and forth, just results. Ve..
More
Zion Health
September 1, 2020 @ 13:06

Thank you for your review!

R
Richard Cady
April 27, 2020 @ 16:06
5.0  

I had to go to the emergency room earlier this year. Was diagnosed with the flu and hit with a bill from the hospital for about 10K. I had just purchased Zion at the $5000 share level, which cost my wife and I, $350/mo. We no longer qualify for ACA subsidy, so I was looking for options to purchasing regular health insurance. In pricing regular insurance, premium would have cost us $1200 with a $7500 deductible, so Zion was indeed an attractive option, but was skeptical, would it work and would they pay. They not only paid 100% above my shareable amount for this expense, but deposited it in my bank account within 5 days of receipt of the bills. I worked with Dakota Bird and she was fantastic in helping me navigate this process. Zion is the real deal, and I encourage anyone in a similar situation to consider Zion as an extremely viable option, and my hope is something like this catches on for most people that need affordable health care options.

I had to go to the emergency room earlier this year. Was diagnosed with the flu and hit with a bill from the hospital for about 10K. I had just purchased Zion at the $5000 share level, which cost my wife and I, $350/mo. We no longer qualify for ACA s..
More
Zion Health
September 1, 2020 @ 13:06

Thank you for your review!

G
Gil Lopez
April 23, 2020 @ 22:49
5.0  

Zion Health is one of the best health shares out there, I did my research on some of the others and zion health treated me with care and as a member I felt like I was taken care of I highly recommend them to everyone!

Zion Health
September 1, 2020 @ 13:06

Thank you for your review!

G
Gregory Paul
April 21, 2020 @ 20:26
5.0  

I recently became a member of the Zion Health medical cost sharing community. Up until now, my health insurance has always been provided by my employers. As I was nearing the end of my COBRA coverage from my most recent employer, I began to research medical cost sharing organizations in the U.S. and decided Zion Health was the best fit for me. The enrollment process was very convenient and straightforward. Their customer service group is super responsive and knowledgeable. I had a very positive interaction regarding my membership fees with them today and this simply reinforced my decision to become a member. I look forward to doing my part to help others in times of medical expense need and I’m confident that Zion Health and their members will stand ready to help me as they did today!

I recently became a member of the Zion Health medical cost sharing community. Up until now, my health insurance has always been provided by my employers. As I was nearing the end of my COBRA coverage from my most recent employer, I began to researc..
More
Zion Health
September 1, 2020 @ 13:07

Thank you for your review!

J
Jose Martinez
March 6, 2020 @ 06:16
5.0  

We had a small scare with my son last year and took him into the ER. Zion did a great job coordinating all the bills and paid everything within just a few days. I was happy with the process and glad it wasn’t a big headache.

Zion Health
September 1, 2020 @ 13:07

Thank you for your review!

D
David Tank
February 27, 2020 @ 22:29
3.0  

In regard to the iua after Consulting with with them I understand the IUA is per incident and not per year.. they do not make that clear on the website. If you have three different conditions going on each one is subject to the IUA. If One of the conditions carries over to the next year you are still covered under the initial iua

In regard to the iua after Consulting with with them I understand the IUA is per incident and not per year.. they do not make that clear on the website. If you have three different conditions going on each one is subject to the IUA. If One of the con..
More
Zion Health
September 1, 2020 @ 13:08

Hi David, we appreciate your comment! We have more information about the Initial Unsharable Amount (IUA) in the Member Guidelines (https://zionhealth.org/membership-guidelines/) and we have a few helpful videos that explain how the IUA works: https://zionhealth.org/category/videos/. Thank you!

H
Heather Hill
January 31, 2020 @ 02:01
1.0  

Update on my last 5 star review. I have had nothing but confusion and frustration. I was lead to believe that needs would be covered and in the end I had to pay. One day you are being told all is well the next you get ignored and the next a denial letter. This happened to me 2 times.

Another reason for dropping my rating. When we signed up our rep was Debbie. One day she stopped responding to my emails and they stated bouncing back. I had to call into the main line to find out who my new rep was. I was assigned to Dallas, he was rude and sent half legible emails. One day he stopped responding and his emails bounced. I emailed the general account asking for help and was assigned to Amanda. She was actually very helpful but in the end I was told something would be reimbursed to me and sent a denial letter instead.

One more…
My son had a few very expensive procedures that were approved as a shareable need. I was told to set up a payment plan and they would negotiate a lower rate and make they payment. Well Zion made payments but not the full amounts and the hospital drafted my account putting me in a bind. My account with the hospital is now a mess and no one seems to be able to straighten it out.

ZionHealth has expressed that I am up in the night and I should have known better sending me the same tired link to the fine print. I honestly did my best to follow what I was told to do.

Update on my last 5 star review. I have had nothing but confusion and frustration. I was lead to believe that needs would be covered and in the end I had to pay. One day you are being told all is well the next you get ignored and the next a denial le..
More
Zion Health
September 1, 2020 @ 13:08

Heather, we are so sorry to hear about your experience with us. We strive to provide excellent service to all our members. Our member guidelines explain what is and isn’t shareable within the community. https://zionhealth.org/membership-guidelines/ We wish you all the best.

N
Noah Pollock
January 29, 2020 @ 22:47
3.0  

I am contemplating switching to Zion but I worry that it will end it the “rate spiral” like more established ministries, once claims start coming in. It is hard to see there low prices as sustainable. It will be important for folks to share their experiences.

I am contemplating switching to Zion but I worry that it will end it the “rate spiral” like more established ministries, once claims start coming in. It is hard to see there low prices as sustainable. It will be important for folks to sha..
More
Zion Health
September 1, 2020 @ 13:08

Hi Noah, we appreciate your comment! We have no plans to increase rates. We have been able to pay for all of our member’s shareable Needs and have a reserve saved up for future needs that will need to be paid. Thank you!

T
Tracey
January 25, 2020 @ 01:28
5.0  

Great company! Super easy to sign up. Friendly and knowledgeable staff. Affordable monthly rate, plus you even get an additional discount if you are part of a Direct Primary Care Practice.

Zion Health
September 1, 2020 @ 13:09

Thank you for your review!

M
M King
January 22, 2020 @ 16:58
5.0  

Yep, it was really simple to sign up. I’ll update you if / when I submit a need.

I’m a healthy 60 year old male that has been paying over $700/m for insurance. I called and spoke with Zion for about 45 minutes, they answered all my questions. It was a no brainer for me.

I went with their enhansed direct primary care membership, it will allow me to get a colonoscopy and the shingles shots right away. I’m paying 189/m and my dpc Dr. costs me 40/m.

Hope this helps. All the best.
M King

Yep, it was really simple to sign up. I’ll update you if / when I submit a need. I’m a healthy 60 year old male that has been paying over $700/m for insurance. I called and spoke with Zion for about 45 minutes, they answered all my questi..
More
Zion Health
September 1, 2020 @ 13:09

Thank you for your review!

K
Kelly
January 18, 2020 @ 03:29
1.0  

Wow we had such an unfortunate experience with Zion Health Share. Had a wonderful experience speaking with customer service prior to enrolling our family and becoming members – however after two additional conversations once we were members revealed severe misinformation provided by customer service that put my family in a very dangerous position. We’ve already made arrangements with a new health share that is more established and following through – and they have also confirmed having other unhappy members switching from Zion. What a bummer! They seemed and sounded like they had such promise.

Wow we had such an unfortunate experience with Zion Health Share. Had a wonderful experience speaking with customer service prior to enrolling our family and becoming members – however after two additional conversations once we were members rev..
More
Zion Health
September 1, 2020 @ 13:09

Kelly, we are so sorry to hear about your experience with us. We strive to provide excellent service to all our members. Our member guidelines are clear about maternity needs prior to membership. We still share in pre-existing maternity needs but there are limitations. For more information, please see https://zionhealth.org/membership-guidelines/?fbclid=IwAR2zZU55egiIxJ5pz1jxm4aefXvgvfcvP-YgrH1BmVGBjdEz5nlVtEV9hYQ#MATERNITY-NEEDS

M
Monica
December 31, 2019 @ 07:47
5.0  

I have been with Zion since May 2019 though I have not yet made a ‘claim’. In my experience, the pros definitely outweigh the cons by a large margin.

CONS
– There were some hiccups with payment systems that were sorted out reasonably quickly.
– Some things such as birth control are not covered, preexisting conditions are excluded and some things you don’t become eligible for until you are with them for 2-3 years. Important you the document that details these things before signing up.
– Unsure if coverage and eligibility change without members being informed.
– When I switched to their DPC plan, I lost the teledoc service without being informed.
– No financial records yet although when I joined, they did say they were going to make their audited accounts available in 2020.
– Most significantly, they are small so there is a risk they will not be able to cover large claims (as they stress, this is NOT insurance). So I decided to purchase a catastrophic insurance plan as well, which adds to the cost.

PROS
– The cost and simplicity compare to insurance, I read the fine print on all my insurance policies and this program seems way more reasonable.
– The responsive and personal service you get when you contact them. Never had to wait longer than a day.
– Valid anywhere, even if you take a trip out of the US!
– Of all the healthshares, this one seems the best structured and not as restrictive as the other religious ones.
– They are non-profit, and like most healthshares take their percentage for Admin costs which they state as 10% and everything else is goes to members shared needs.
– If they make good on making their audited accounts public, there seems to be less likelihood of corruption than the for-profit healthshares that recently started
– By far and away, the best part is they give a discount for having a direct primary care doctor (DPC). Because of this, I signed up for one in my area and she has been amazing in focusing on preventative care, answering any question I send her, and fighting to keep my costs down for things like bloodwork. This has been the best medical experience I have ever had!

I believe more and more people will realize they are the best value for money of anything in the US medical system, and they will continue to grow. As they do, I hope they keep things simple and transparent, and I look forward to the day I can ditch my catastrophic insurance!

I have been with Zion since May 2019 though I have not yet made a ‘claim’. In my experience, the pros definitely outweigh the cons by a large margin. CONS – There were some hiccups with payment systems that were sorted out reasonabl..
More
Zion Health
September 1, 2020 @ 13:10

Thank you for your review!

G
Gary
December 6, 2019 @ 15:20
5.0  

Just signed up in Nov and already had to use their Teladocs service. They explained this to me as I was inquiring about Zion Health. It was as convenient as they said it would be and didn’t cost anything. Great customer service experience!

Just signed up in Nov and already had to use their Teladocs service. They explained this to me as I was inquiring about Zion Health. It was as convenient as they said it would be and didn’t cost anything. Great customer service experience! ..
More
Zion Health
September 1, 2020 @ 13:10

Thank you for your review!

C
Christina Fields
November 25, 2019 @ 20:39
5.0  

I was worried what I was going to do when I had a larger doctors visit bill, but it still didn’t reach my IUA. Was I just going to have to pay all that out of pocket with no help? Called in and Zion informed me that they actually can help in getting my smaller bills discounted for me. Nice to know that they are willing to help their members in any situation, not just after I pay my part. I recommend taking them into consideration when looking at your different options for healthcare.

I was worried what I was going to do when I had a larger doctors visit bill, but it still didn’t reach my IUA. Was I just going to have to pay all that out of pocket with no help? Called in and Zion informed me that they actually can help in ge..
More
Zion Health
September 1, 2020 @ 13:10

Thank you for your review!

S
Shauna Rhodes
November 25, 2019 @ 19:42
5.0  

Love that I can choose who I want to get my treatment from with Zion health, Im not bound like normal insurance. I decided I wanted to do a thermography instead of a mammogram this year, and Zion allowed me to do that as a form of alternative medicine. It was refreshing to feel like I had a say in things, instead of just being told where to go.

Love that I can choose who I want to get my treatment from with Zion health, Im not bound like normal insurance. I decided I wanted to do a thermography instead of a mammogram this year, and Zion allowed me to do that as a form of alternative medicin..
More
Zion Health
September 1, 2020 @ 13:11

Thank you for your review!

C
Cathy Leer
November 25, 2019 @ 18:19
4.0  

Zion Health and my rep, Tim Hirsch, have been great. The options available were simple and easily understood. You can’t beat the rates. The enrollment process was easy and straightforward. I haven’t had a claim yet, so I don’t feel comfortable giving a 5 star review just yet, as I have no experience to go on. If I could give 4.5 stars right now I would!

Zion Health and my rep, Tim Hirsch, have been great. The options available were simple and easily understood. You can’t beat the rates. The enrollment process was easy and straightforward. I haven’t had a claim yet, so I don’t feel ..
More
Zion Health
September 1, 2020 @ 13:10

Thank you for your review!

S
Sarah White
November 19, 2019 @ 20:48
5.0  

Glad that I can come and go as I please with Zion Health. Even better that I don’t have to be affiliated with a religion. They are so easy going, and look at each incident for each member, instead of just grouping them together and not looking at me as an individual.

Glad that I can come and go as I please with Zion Health. Even better that I don’t have to be affiliated with a religion. They are so easy going, and look at each incident for each member, instead of just grouping them together and not looking ..
More
Zion Health
September 1, 2020 @ 13:11

Thank you for your review!

R
Rachel Wood
November 19, 2019 @ 19:42
5.0  

Representatives at Zion are very informed, and have an direct answer for every question. Very easy to navigate the website and find answer on your own as well. The application only took me 5 minutes and I got a digital ID card the next day that I could use. overall very impressed with the interactions Ive had with them.

Representatives at Zion are very informed, and have an direct answer for every question. Very easy to navigate the website and find answer on your own as well. The application only took me 5 minutes and I got a digital ID card the next day that I cou..
More
Zion Health
September 1, 2020 @ 13:13

Thank you for your review!

R
Richard Black
November 19, 2019 @ 19:13
5.0  

Been doing some research and comparing some of the more common health share companies and noticed that most of the members seemed pretty unhappy with how long it takes to process claims, how high the rates are, and not fulfilling promises. I came on here to maybe find another health share and saw that Zion Health was the highest rated and checked into it. Very nice people over there, and really know how to take care of their members. They process claims in 3 days and are really fast at getting back to me with any question I had. Very good.

Been doing some research and comparing some of the more common health share companies and noticed that most of the members seemed pretty unhappy with how long it takes to process claims, how high the rates are, and not fulfilling promises. I came on ..
More
Zion Health
September 1, 2020 @ 13:13

Thank you for your review!

V
Veronica Martinez
November 18, 2019 @ 23:48
5.0  

I have been with Liberty Health Share for years and decided to look into some other options. I came across Zion Health and was pretty impressed with the way that they are doing things, even though they are a new company. I’m going to be paying a lot less for my family, and have more services available for my family. Glad I made the switch from Liberty, would seriously recommend looking at your options for health shares so your not overpaying like I was.

I have been with Liberty Health Share for years and decided to look into some other options. I came across Zion Health and was pretty impressed with the way that they are doing things, even though they are a new company. I’m going to be paying ..
More
Zion Health
September 1, 2020 @ 13:14

Thank you for your review!

M
Mandi Gates
November 18, 2019 @ 23:46
4.0  

I’ve been looking into healthshares because I’m tired of paying so much for insurance and I came across Zion Health. When I called and talked to a representative there I was very impressed with their knowledge and how well it was explained and how if she wasn’t sure with the question she would promptly get me answer to my question.
The representative didn’t make me feel rushed to get off the phone and took time to explain things to me and make sure that I had a good understanding. I liked that she gave me the option to enroll over the phone instead of going through the website, which I feel was a lot easier!

I’ve been looking into healthshares because I’m tired of paying so much for insurance and I came across Zion Health. When I called and talked to a representative there I was very impressed with their knowledge and how well it was explaine..
More
Zion Health
September 1, 2020 @ 13:14

Thank you for your review!

W
Willis Martinez
November 15, 2019 @ 23:54
5.0  

I got registered on their website in less than 5 minutes, and got a temporary ID sent to my email very quickly so that could I start using my membership right away. Their staff has also been really friendly and helpful.

Zion Health
September 1, 2020 @ 13:14

Thank you for your review!

C
Carol Roberts
November 15, 2019 @ 23:39
4.0  

My sister had told me about health shares and how much she enjoys having one, especially when she had her baby. I hadn’t really heard of them but I liked the idea and concept of them. I looked into a few health shares and they all seemed pretty similar until I came across Zion Health.
I decided to call them and get some more information and the girl I talked to was very nice and well knowledge and was able to answer all my questions. I really like that they have no yearly or life time cap on what they can pay. I haven’t had to go to the hospital since I was a child but I like that I know that I have am able to get the help that I need if something were to happen to me.

My sister had told me about health shares and how much she enjoys having one, especially when she had her baby. I hadn’t really heard of them but I liked the idea and concept of them. I looked into a few health shares and they all seemed pretty..
More
Zion Health
September 1, 2020 @ 13:15

Thank you for your review!

L
Lisa Barlow
November 14, 2019 @ 21:08
5.0  

I am so glad that I found out about Zion Health Share. They have been so good to me and my family, and I can’t imagine how my family would have gotten through our son unexpected appendix surgery without them . I’m so glad that we are done with the insurance games and switched over to Zion Health. It is honestly one of the best decisions that I have made.

I am so glad that I found out about Zion Health Share. They have been so good to me and my family, and I can’t imagine how my family would have gotten through our son unexpected appendix surgery without them . I’m so glad that we are done..
More
Zion Health
September 1, 2020 @ 13:15

Thank you for your review!

P
Paul Anderson
November 12, 2019 @ 20:18
5.0  

Our family found out about Zion Health Share and they answered my call and emails. I found the price is awesome for our family of six and we like how they included Teledoc with our membership. I can use the doctor of my choice and was impressed with people at Zion Health, they have been wonderful to work with and I would recommend them to anyone.

Our family found out about Zion Health Share and they answered my call and emails. I found the price is awesome for our family of six and we like how they included Teledoc with our membership. I can use the doctor of my choice and was impressed with ..
More
Zion Health
September 1, 2020 @ 13:15

Thank you for your review!

H
Heather Hill
November 7, 2019 @ 23:03
5.0  

Zion Health has been good to my family. My son and I have some challenging health problems that have required out of the box care. I believe that we wouldn’t be able to get the same flexible care without this program. Thank you Zion Health!

Zion Health has been good to my family. My son and I have some challenging health problems that have required out of the box care. I believe that we wouldn’t be able to get the same flexible care without this program. Thank you Zion Health! ..
More
Zion Health
September 1, 2020 @ 13:16

Thank you for your review!

J
Jackson Coyle
November 6, 2019 @ 18:47
5.0  

My brother and I have a small business in New Hampshire and use to carry Anthem health insurance. We switched over to Zion Health in March of 2020 at less than half the monthly cost. So far everything has worked as it should and we have saved over 8k between both of us in less than a year.

My brother and I have a small business in New Hampshire and use to carry Anthem health insurance. We switched over to Zion Health in March of 2020 at less than half the monthly cost. So far everything has worked as it should and we have saved over 8k..
More
Zion Health
September 1, 2020 @ 13:16

Thank you for your review!

K
Kimberly Hirsch
November 6, 2019 @ 18:28
5.0  

We have been members since the start of 2019 and its been nothing but great experience. The helpful team at Zion advocated for us to use the $0 copay teladoc service that has been amazingly convenient!

Zion Health
September 1, 2020 @ 13:16

Thank you for your review!

M
Monica Smith
October 30, 2019 @ 20:16
5.0  

The crew at Zion Health has been amazing to work with!! They are incredibly responsive and give me clear answers to all my questions. I highly recommend them!

Zion Health
September 1, 2020 @ 13:12

Thank you for your review!

E
Eric Baird
October 29, 2019 @ 21:30
5.0  

I am biased, I’m new to the healthshare model. At first I thought healthshare was complicated with lots of forms and stuff. Zion Health has made it super simple, and they bring a new prospective to the idea. The only thing better than a growing community of like minded members, is knowing that I don’t have to negotiate my bills, or pay out of pocket. They also work with my DPC or direct primary care doctor like Prime Meridian from DoTerra or the one I use, Alive & Well. I love that’s it’s a non-profit and their vision of helping people get better faster is simple and amazing!

I am biased, I’m new to the healthshare model. At first I thought healthshare was complicated with lots of forms and stuff. Zion Health has made it super simple, and they bring a new prospective to the idea. The only thing better than a growing..
More
Zion Health
September 1, 2020 @ 13:12

Thank you for your review!

M
Michael
October 29, 2019 @ 19:40
4.0  

A good health sharing plan

Zion Health
September 1, 2020 @ 13:11

Thank you for your review!