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Medi-Share Review
2.5
Expensive

Medi-Share Review

 

A Medi-Share Review.

Medi-Share is a very popular healthsharing option that is provided by Christian Care Ministry. The ministry’s Wikipedia page claims there are over 300,145 Medi-Share members since June of 2017. If true, this would make Medi-Share most likely the largest healthsharing organization in the country. The organization also claims to have done over $1 BILLION dollars in shared medical bills among its members.

 

 

Medi-Share Review

Below is a review of Medi-Share by Christian Care Ministry. No members of our team are current members of Medi-Share so this information is all gathered from research on the internet. The scoring is based on our opinion from the information that we actually found. If you are a Medi-Share member, please submit a review at the bottom! 

 

How Medi-Share Works

Medi-Share seems to work a lot like Liberty and all of the other healthsharing ministries out there. The Christian Care Ministry does do a really good job of explaining everything on their website. They have also created a pretty nifty video that explains exactly how Medi-Share works for a member.

Essentially, each Medi-Share member will submit their “Standard Monthly Share” each month and that money can be sent to other members who need a medical bill paid. Whenever you need an eligible medical bill to be paid yourself, you will receive money from other members as well.

 

 

In the video, they also touch on the penalty exemption that one would normally have to pay for not having health insurance. Luckily, healthsharing ministries are exempt from this penalty due to its religious status.

 

Pricing

The pricing for Medi-Share is pretty straight-forward. Christian Care Ministry’s website also provides an easy-to-use cost calculator to determine how much you would need to pay to be a member. Below are the pricing results I was given after entering in the calculator that I was an individual born in 1990.

Medi-Share review

Annual Household Portion

The Annual Household Portion (AHP) is a very similar concept to the Annual Unshared Amount used by ministries like Liberty Healthshare. With Medi-Share, your Annual Household Portion is the amount of money that you must pay out of your pocket before Medi-Share will start sharing your eligible medical bills. As you can see above, the more you are willing to pay for your monthly share, the less of an Annual Household Portion you will have.

Standard Monthly Share

Medi-Share’s Standard Monthly Share is the price that you will need to pay each month to be a member. For an individual in my 20’s, I would only need to pay $80 per month in order to have a $10,000 AHP. This would be a great option for a young, healthy individual that hardly ever has any medical bills. You can have a cheap monthly payment but still walk the streets knowing that if something bad were to happen, you would have help after $10,000.

Healthy Monthly Share

This is something that caught my eye at first. Medi-Share seems to put an emphasis on healthy individuals. If you meet their certain health standards, you can receive up to a 20% discount on your monthly share costs. I think this an amazing way to incentivize individuals to be healthy. Nice job Christian Care Ministry!

 

Signing Up

Medi-Share has a pretty easy application process. You can either fill out their digital application or call their sales line at (800) 772-5623 and a rep will walk you through the application process. When applying to Medi-Share, you are required to pay a one-time non-refundable $50 application fee.

Almost immediately after completing an application, you will receive an email to complete some more forms.

If you’re approved for Meds-Share, you will then be required to pay a one-time $120 “new member” fee along with your monthly share.

How To Pay For Medi-Share

Medi-Share requires you to set up a Personal Sharing Account with their financial partner America’s Christian Credit Union (ACCU).

There is a $2 one-time membership fee for setting this account up and then another $2 every month for administrative fees.

Once this account is set up, this is where the money will be passed through for your Medi-Share membership.

 

Healthsaring reviews

 

Leave a review!

Are you a member of Medi-Share from Christian Care Ministry? Please leave a review below so others can get a better sense of what it’s like to be a part of a healthsharing ministry!

If you have any questions about Medi-Share, contact us or hit us up on Twitter or Facebook!

Overall review score

2.5
9 reviews

Leave Your Review

  • Review Score
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Reviews

G
Gail Parker
June 28, 2019 @ 16:10
1.0  

I have not been impressed with this organization since we started the program 3 -4 years ago. I don’t believe you are any different than the average insurance company, just like them I pay my premium but have very little in return!! I have invested money into others financial needs but am NOT experiencing that for my own. I had a claim for a required heart test that was denied because you called it “a pre-existing condition”. However, my policy was long in effect prior to experiencing any heart issue. I would have been far ahead of the medical game had I invest my premiums into my own bank account!!

I have not been impressed with this organization since we started the program 3 -4 years ago. I don’t believe you are any different than the average insurance company, just like them I pay my premium but have very little in return!! I have i..
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D
DARREN WILLIAMS
March 20, 2019 @ 20:16
1.0  

stay away from these con artists

Z
Zachary Schwartz
February 11, 2019 @ 16:28
1.0  

You won’t know what you will be paying until you sign up. Their price calculator, haha, don’t even try, such a joke. When all said and done they told me it would be $90.00 more per month than what the calculator says. That is ridiculous.

Their guidelines are so vague they claim to have everything in there. Before I even started using this company I was learning of things not in the guidelines.

I can not comment on submitting claims or reimbursement time because I cancelled this scam before I made any claims.

You won’t know what you will be paying until you sign up. Their price calculator, haha, don’t even try, such a joke. When all said and done they told me it would be $90.00 more per month than what the calculator says. That is ridiculous. The..
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J
Jose
December 14, 2018 @ 22:54
1.0  

I have had this coverage for 4 years and too expensive for the output. My AHP is $10,000. I pay $203/mth. I only have this because our previous President’s decisions. ( Don’t want to get into that because it makes me mad that I was forced to get insurance). My payments just went up too. I have never used it since I am healthy don’t have any medical issues and hard to meet the $10,000 out of pocket. I am going to change maybe to Solidarity. Its only $500 out of pocket and about the same a month. As far as the pricing you are showing. They don’t look correct. I started at $160 at $10000 AHP back in 2014. I have sent a message to Christian Care ministries to look into this website.
I place one star on the ease of submitting and reimbursement not because I have use them but because it would let me submit my review.

I have had this coverage for 4 years and too expensive for the output. My AHP is $10,000. I pay $203/mth. I only have this because our previous President’s decisions. ( Don’t want to get into that because it makes me mad that I was forced..
More
M
Michael Smith
November 24, 2018 @ 16:59
2.0  

This a waste of your money. No transparency. They have no one who takes it. You cant even get a prescription on MDLIVE!!!
Waste of money and time.!!!!!!!!!~

B
Becky
June 29, 2018 @ 18:31
5.0  

I LOVE Medi-Share! We love glorifying God with our healthcare dollars as he instructs us in His Word.

D
DiAnne
April 30, 2018 @ 19:31
3.0  

This is an overall great establishment and we haven’t had any problems up until December of this past year. For 4 months now we have been trying to pay back the doctors office but Medishare won’t send the forms we need in order get payment. After 10+ phone calls and being constantly put on hold, I am writing a review in a last ditch effort, hoping someone from Medishare will respond and help me out. I hate to give a negative review but my doctors are fed up and I don’t know what else to do. Thank you!

This is an overall great establishment and we haven’t had any problems up until December of this past year. For 4 months now we have been trying to pay back the doctors office but Medishare won’t send the forms we need in order get payment. After..
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S
Susan
December 6, 2017 @ 15:38
5.0  

Love Medi-Share and all the prayer that is offered. This healthcare is truly a place that cares about the individual and not just the bills. The community, support, and love we feel from other Christians makes a huge difference. We can’t imagine ever giving our money to a large corporation that uses it for things we don’t believe in.

Love Medi-Share and all the prayer that is offered. This healthcare is truly a place that cares about the individual and not just the bills. The community, support, and love we feel from other Christians makes a huge difference. We can’t imagin..
More
M
Mary
November 20, 2017 @ 18:03
5.0  

Medi-Share is great and we love that we are sharing with other believers in Christ that are lifting up our needs in prayer. We chose Medi-Share over Liberty because Liberty allows any faith to join and I certainly wouldn’t want a buddhist or muslim praying for my needs since we believe in different gods.

Medi-Share is great and we love that we are sharing with other believers in Christ that are lifting up our needs in prayer. We chose Medi-Share over Liberty because Liberty allows any faith to join and I certainly wouldn’t want a buddhist or mu..
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